Agenda - 10-05-1999 - 10c - Laserfiche WebLink

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I i County Summary .Indicators of Pertormance in Serving Minority and Low-Income Households HMDA Mortgage Applications, Denials, and Amount Loaned by Race and Income in 1997 County: Orange Applied Denied Ratio of Total Amount Number Percent' Number Black to Percent White Loaned (51000s) Total Number of Loans: Percent Portfolio Below 80°~ Median: Black 257 5.4% 126 .29.8°~ 2.31 $ 3,996 97 3.1 °~ White: 855 23.7°~ 208 15.8°k $ 33,366 855 15.0% Total: 1,202 353 $ 39,975 1202 18.8% 80 to 120°~ Median: Black. 71 ~ 1.9°~ 20 20.7% 2.24 $ 3,058 41 1.9°~ White: 527 17.6% 47 9.9% $ .43,883 428 15.9% Total: 673 79 $ 51,820 515 19.3°~ Above 120°k Median: Black 41 1.0°k 6 16.89/0 5.62 $ 4,328 33 1.7% White: 1,039 38.7% 33 7.3°/6 $ 171,658 940 53.0% Total: 1,200 53 $ 191,785 1057 59.6°!0 Total: Black 370 8.4°k 153 23.0°~ 3.38 $ 11,382 171 5.1°k White: 2,456 81.4°~ 288 10.3% $ 253,090 1922 85.2% Total: 3,154 489 _ $ 292,565 2298 Market Share Ratio of Average Average Smallest Percentage by Race Whiff to Income of Loan Size Loan Made Loans That Are . (Number of Blacc Market Applicants (51000s) (a1000s) FHAIVAiFMHA Black 3.6% $270 $79 $1 13.6% White: 4.3% 1.80 $92 $131 $2 4.0% Total: 4.1% $98 $129 $1 4.3% HMDA Indicators of Pertormance to Low-Income and Minority Census Tracts Market Share by Minority Ratio ofHigh-Minority to Population of Census Trail Low-Minority Census Trails Greater than 50°~ 4.5°~ 0.69 Less than 50°~ 4.0°~ Market Share by Income Ratio of High-Income to Level of Census Trail Lotiwlr>come Census Tracts Below 100% Median: 3.9% 1.40 Above 100°~ Median: 4.2°~ hliote: laercentages are the unareighted average scores for aU institutions in the county. Prepared by the Community Reinvestment Assocation of North Carolina Run Date: 7/16/99