Agenda - 10-05-1999 - 10c - Laserfiche WebLink

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MSA Summary Indicators of Performance. in Serving Minority and Low-Income Households HMDA Mortgage Applications, Denials, and Amount Loaned by Race and Income in 1997 MSA Name: Raleigh-0ufiam, NC MSA MSA Number. 6640 Ratio of Total Amount Applied pence Black to Loaned Total Number Percent Number Percent" Number Percent White ($1000s} of Loans: Portfolio Below 80°~ Median: Black 7,968 9.6% 3,900 25.0% 1.92 $ 171,851 2780 7.5% White: 16,226 19.9% 4,651 16.0% $ 649,386 16226 16.6% Total: 29,644 0,744 $ 919,672 29644 28.4% 80 to 120% Median: Black 2,445 3.7% 700 21.2% 2.31 $ 117,126 1299 4.7% White: 0,959. 16.8% 1,170 11.2°k $ 879,262 8498 19.1°k Total: 6,608 2,771 $ 1,116,187 11110 27.1 °k Above 120% Median: Black 1,302 2.3% 248 19.2% 2.76 $ 102,494 826 3.7% White: 13,727 21.8°~ 804 10.6°k $ 1,846,266 11702 34.2% Total: 18,015 1,660 $ 2,172,900 14126 42.5% Total: Black 11,996. 16.6% 4,882 22.0% 3.09 $ 409,066 5084 14.3% White: 42,019 61.7°~ 6,702 12.9°~6 $ 3,475,458 30198 69.4°~ Total: 66,466 15,483 $ 4,376,558 40199 Market Share. Ratio of Average Average Smallest Percentage by Race White to income of Loan Size Loan Made Loans That Are (Number of Blacc Market Applicants (51000s) (51000s) FFfIVVAIFMHA Black 0.6% $55 $85 $1 23.9°~ White: 0.6% 1.92 $66 $104 $1 13.9°k Total: 0.6°k $64 $99 $1 14.7% HMDA Indicators of Performance to Low-Income and Minority Census Tracts Market Sham by Minority Ratio of Huh-Minority to . Population of Census Trad Low-Minority Census Treds Greater than 50% 0.6°~ 1.76 Less than 50% 0.6% Market Share by Income Ratio of High-Income to Level of Census Trad Low-Income Census Tracts Below 100% Median: 0.6% 1.27 Above 100% Median: 0.6% `Note: Percentages are the unweighted e~rerage scoves for al! lnst/tut/ons fi the cFty. Prepared by the Community Reinvestment Assocation of North Carolina Run Gate: 7/16/99 ....