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)3 <br />Option 2 <br />One Plan <br />Pros Cons <br />Eliminates the inequity between the Affects all employees. <br />cost of the two plans for dependent <br />coverage because their would be only <br />one level for de endent remiums <br />Dependent premiums would be Change: Employees in HMO would <br />reduced for increase less have a maximum co-insurance of <br /> $500 vs. no co-insurance. This will <br /> affect only employees with medical <br /> claims above $500 (exclusive of office <br /> visits). (Projected to be about 15% of <br /> employees.) <br />Employees in PPO would have a Cost to County is slightly higher than <br />better benefit ($1000 maximum co- Option 1. <br />insurance decreases to $500 . <br />Cost increase to employees with <br />dependents is the lowest of all <br />o tions. <br />HMO employees would gain access to <br />out of network providers. <br />Would allow better claims <br />mans ement <br />Sets the stage for returning to a two <br />level benefit that could require <br />employees to share premium costs in <br />the future <br />Cost to County is lower than renewal <br />with no Chan e. <br />