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Foundation: <br /> Reinforced concrete footings, poured concrete and/or masonry <br /> wall construction. <br /> Exterior Walls: <br /> 1. Wood frame or equivalent with good quality exterior wood <br /> siding or equivalent over sheathing. <br /> 2. Wood frame or equivalent, sheathed with good quality <br /> brick veneer exterior walls. <br /> 3. Masonry, stuccoed. . .good quality. <br /> 4. Brick exterior with masonry back-up walls. <br /> 5. Native stone or brick construction. Exterior doors, <br /> windows and trim of good quality. Insulated. <br /> Roof: <br /> Wood frame and deck sheathing of good quality <br /> with either wood shingles or good quality asphalt shingles. <br /> Floors: <br /> Good grade wood joist with plywood or equivalent sub-floor. <br /> Good grade carpet, hardwood flooring or equivalent. <br /> Interior Finish: <br /> Good quality plaster, drywall or equivalent wood paneling. <br /> Finish textured, papered or painted. Hardwood or good pine <br /> interior trim and doors. Good grade door and window <br /> hardware. Good quality kitchen cabinets and built-in <br /> bookcases or shelving. <br /> Basements: <br /> Not included in the base cost of the dwelling structure. <br /> Add for basement as reflected in schedule. <br /> Attics: <br /> Usable attic areas, finished or unfinished are not included <br /> in the base cost of the dwelling structure. <br />