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4 <br />b. Each owner's affirmative marketing attempts will be assessed annually. If a blatant <br />disregard of the policies has been demonstrated, the Housing and Community <br />Development Department will refer the matter to the Department of Human Rights <br />and Relations to be considered as a possible violation of the County's Civil Rights <br />Ordinance. <br />As a last resort, after counseling and continued lack of compliance, an owner may be <br />required to repay, upon demand, the HOME assistance received from the County. The <br />owner's agreement will clearly state the procedures and reasons for the County to <br />declare an owner in default of the terms of the agreement thereby calling the <br />promissory note due far immediate payment. <br />