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Form HG 00 01 09 16 Page 21 of 22
<br />16. "Occurrence"means an accident, including continuous or repeated exposure to substantially the same general
<br />harmful conditions.
<br />17. "Personal and advertising injury"means injury, including consequential "bodily injury", arising out of one or more of
<br />the following offenses:
<br />a.False arrest, detention or imprisonment;
<br />b.Malicious prosecution;
<br />c.The wrongful eviction from, wrongful entry into, or invasion of the right of private occupancy of a room, dwelling or
<br />premises that a person or organization occupies, committed by or on behalf of its owner, landlord or lessor;
<br />d.Oral, written or electronic publication, in any manner, of material that slanders or libels a person or organization or
<br />disparages a person's or organization's goods, products or services;
<br />e.Oral, written or electronic publication, in any manner, of material that violates a person's right of privacy;
<br />f.Copying, in your "advertisement", a person's or organization's "advertising idea" or style of "advertisement"; or
<br />g.Infringement of copyright, slogan, or title of any literary or artistic work, in your "advertisement".
<br />18. "Pollutants"mean any solid, liquid, gaseous or thermal irritant or contaminant, including smoke, vapor, soot, fumes,
<br />acids, alkalis, chemicals and waste. Waste includes materials to be recycled, reconditioned or reclaimed.
<br />19. "Products-completed operations hazard":
<br />a.Includes all "bodily injury" and "property damage" occurring away from premises you own or rent and arising out
<br />of "your product" or "your work" except:
<br />(1)Products that are still in your physical possession; or
<br />(2)Work that has not yet been completed or abandoned. However, "your work" will be deemed completed at the
<br />earliest of the following times:
<br />(a)When all of the work called for in your contract has been completed.
<br />(b)When all of the work to be done at the job site has been completed if your contract calls for work at more
<br />than one job site.
<br />(c)When that part of the work done at a job site has been put to its intended use by any person or
<br />organization other than another contractor or subcontractor working on the same project.
<br />Work that may need service, maintenance, correction, repair or replacement, but which is otherwise complete, will
<br />be treated as completed.
<br />b.Does not include "bodily injury" or "property damage" arising out of:
<br />(1)The transportation of property, unless the injury or damage arises out of a condition in or on a vehicle not
<br />owned or operated by you, and that condition was created by the "loading or unloading" of that vehicle by any
<br />insured;
<br />(2)The existence of tools, uninstalled equipment or abandoned or unused materials; or
<br />(3)Products or operations for which the classification, listed in the Declarations or in a policy Schedule, states
<br />that products-completed operations are subject to the General Aggregate Limit.
<br />20. "Property damage" means:
<br />a.Physical injury to tangible property, including all resulting loss of use of that property. All such loss of use shall be
<br />deemed to occur at the time of the physical injury that caused it; or
<br />b.Loss of use of tangible property that is not physically injured. All such loss of use shall be deemed to occur at the
<br />time of the "occurrence" that caused it.
<br />As used in this definition, computerized or electronically stored data, programs or software are not tangible property.
<br />Electronic data means information, facts or programs:
<br />a.Stored as or on;
<br />b.Created or used on; or
<br />c.Transmitted to or from;
<br />computer software, including systems and applications software, hard or floppy disks, CD-
<br />ROMS, tapes, drives, cells, data processing devices or any other media which are used with electronically controlled
<br />equipment.
<br />21. "Suit"means a civil proceeding in which damages because of "bodily injury", "property damage" or "personal and
<br />advertising injury" to which this insurance applies are alleged. "Suit" includes:
<br />a.An arbitration proceeding in which such damages are claimed and to which the insured must submit or does
<br />submit with our consent; or
<br />Docusign Envelope ID: C0C02768-82C9-473A-904B-51774C892C63
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