Orange County NC Website
Page 10 of 22 Form HG 00 01 09 16 <br />(3)Necessary ambulance, hospital, professional nursing and funeral services. <br />2. Exclusions <br />We will not pay expenses for "bodily injury": <br />a. Any Insured <br />To any insured, except "volunteer workers". <br />b. Hired Person <br />To a person hired to do work for or on behalf of any insured or a tenant of any insured. <br />c. Injury On Normally Occupied Premises <br />To a person injured on that part of premises you own or rent that the person normally occupies. <br />d. Workers Compensation And Similar Laws <br />To a person, whether or not an "employee" of any insured, if benefits for the "bodily injury" are payable or must be <br />provided under a workers' compensation or disability benefits law or a similar law. <br />e. Athletics Activities <br />To a person injured while practicing, instructing or participating in any physical exercises or games, sports, or <br />athletic contests. <br />f. Products-Completed Operations Hazard <br />Included within the "products-completed operations hazard". <br />g. Coverage A Exclusions <br />Excluded under Coverage A. <br />SUPPLEMENTARY PAYMENTS - COVERAGES A AND B <br />1.We will pay, with respect to any claim we investigate or settle, or any "suit" against an insured we defend: <br />a.All expenses we incur. <br />b.Up to $1,000 for cost of bail bonds required because of accidents or traffic law violations arising out of the use of <br />any vehicle to which the Bodily Injury Liability Coverage applies. We do not have to furnish these bonds. <br />c.The cost of appeal bonds or bonds to release attachments, but only for bond amounts within the applicable limit of <br />insurance. We do not have to furnish these bonds. <br />d.All reasonable expenses incurred by the insured at our request to assist us in the investigation or defense of the <br />claim or "suit", including actual loss of earnings up to $500 a day because of time off from work. <br />e.All court costs taxed against the insured in the "suit". However, such costs do not include attorneys' fees, <br />attorneys' expenses, witness or expert fees, or any other expenses of a party taxed to the insured. <br />f.Prejudgment interest awarded against the insured on that part of the judgment we pay. If we make an offer to pay <br />the applicable limit of insurance, we will not pay any prejudgment interest based on that period of time after the <br />offer. <br />g.All interest on the full amount of any judgment that accrues after entry of the judgment and before we have paid, <br />offered to pay, or deposited in court the part of the judgment that is within the applicable limit of insurance. <br />These payments will not reduce the limits of insurance. <br />2.If we defend an insured against a "suit" and an indemnitee of the insured is also named as a party to the "suit", we will <br />defend that indemnitee if all of the following conditions are met: <br />a.The "suit" against the indemnitee seeks damages for which the insured has assumed the liability of the <br />indemnitee in a contract or agreement that is an "insured contract"; <br />b.This insurance applies to such liability assumed by the insured; <br />c.The obligation to defend, or the cost of the defense of, that indemnitee, has also been assumed by the insured in <br />the same "insured contract"; <br />d.The allegations in the "suit" and the information we know about the "occurrence" are such that no conflict appears <br />to exist between the interests of the insured and the interests of the indemnitee; <br />e.The indemnitee and the insured ask us to conduct and control the defense of that indemnitee against such "suit" <br />and agree that we can assign the same counsel to defend the insured and the indemnitee; and <br />f.The indemnitee: <br />(1)Agrees in writing to: <br />(a)Cooperate with us in the investigation, settlement or defense of the "suit"; <br />Docusign Envelope ID: C0C02768-82C9-473A-904B-51774C892C63