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Form HG 00 01 09 16 Page 3 of 22
<br />e. Employer's Liability
<br />"Bodily injury" to:
<br />(1)An "employee" of the insured arising out of and in the course of:
<br />(a)Employment by the insured; or
<br />(b)Performing duties related to the conduct of the insured's business; or
<br />(2)The spouse, child, parent, brother or sister of that "employee" as a consequence of Paragraph (1) above.
<br />This exclusion applies:
<br />(1)Whether the insured may be liable as an employer or in any other capacity; and
<br />(2)To any obligation to share damages with or repay someone else who must pay damages because of the
<br />injury.
<br />This exclusion does not apply to liability assumed by the insured under an "insured contract".
<br />f. Pollution
<br />(1)"Bodily injury" or "property damage" arising out of the actual, alleged or threatened discharge, dispersal,
<br />seepage, migration, release or escape of "pollutants":
<br />(a)At or from any premises, site or location which is or was at any time owned or occupied by, or rented or
<br />loaned to, any insured. However, this subparagraph does not apply to:
<br />(i)"Bodily injury" if sustained within a building and caused by smoke, fumes, vapor or soot produced by
<br />or originating from equipment that is used to heat, cool or dehumidify the building, or equipment that
<br />is used to heat water for personal use, by the building's occupants or their guests;
<br />(ii)"Bodily injury" or "property damage" for which you may be held liable, if you are a contractor and the
<br />owner or lessee of such premises, site or location has been added to your policy as an additional
<br />insured with respect to your ongoing operations performed for that additional insured at that
<br />premises, site or location and such premises, site or location is not and never was owned or occupied
<br />by, or rented or loaned to, any insured, other than that additional insured; or
<br />(iii)"Bodily injury" or "property damage" arising out of heat, smoke or fumes from a "hostile fire";
<br />(b)At or from any premises, site or location which is or was at any time used by or for any insured or others
<br />for the handling, storage, disposal, processing or treatment of waste;
<br />(c)Which are or were at any time transported, handled, stored, treated, disposed of, or processed as waste
<br />by or for:
<br />(i)Any insured; or
<br />(ii)Any person or organization for whom you may be legally responsible;
<br />(d)At or from any premises, site or location on which any insured or any contractors or subcontractors
<br />working directly or indirectly on any insured's behalf are performing operations if the "pollutants" are
<br />brought on or to the premises, site or location in connection with such operations by such insured,
<br />contractor or subcontractor. However, this subparagraph does not apply to:
<br />(i)"Bodily injury" or "property damage" arising out of the escape of fuels, lubricants or other operating
<br />fluids which are needed to perform the normal electrical, hydraulic or mechanical functions necessary
<br />for the operation of "mobile equipment" or its parts, if such fuels, lubricants or other operating fluids
<br />escape from a vehicle part designed to hold, store or receive them. This exception does not apply if
<br />the "bodily injury" or "property damage" arises out of the intentional discharge, dispersal or release of
<br />the fuels, lubricants or other operating fluids, or if such fuels, lubricants or other operating fluids are
<br />brought on or to the premises, site or location with the intent that they be discharged, dispersed or
<br />released as part of the operations being performed by such insured, contractor or subcontractor;
<br />(ii)"Bodily injury" or "property damage" sustained within a building and caused by the release of gases,
<br />fumes or vapors from materials brought into that building in connection with operations being
<br />performed by you or on your behalf by a contractor or subcontractor; or
<br />(iii)"Bodily injury" or "property damage" arising out of heat, smoke or fumes from a "hostile fire"; or
<br />(e)At or from any premises, site or location on which any insured or any contractors or subcontractors
<br />working directly or indirectly on any insured's behalf are performing operations if the operations are to test
<br />for, monitor, clean up, remove, contain, treat, detoxify or neutralize, or in any way respond to, or assess
<br />the effects of, "pollutants".
<br />Docusign Envelope ID: C0C02768-82C9-473A-904B-51774C892C63
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