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Page 2 of 22 Form HG 00 01 09 16 <br />(1)Professional health care services such as: <br />(a)Medical, surgical, dental, laboratory, x-ray or nursing services or treatment, advice or instruction, or the <br />related furnishing of food or beverages; <br />(b)Any health or therapeutic service, treatment, advice or instruction; or <br />(c)The furnishing or dispensing of drugs or medical, dental, or surgical supplies or appliances; or <br />(2)First aid services, which include: <br />(a)Cardiopulmonary resuscitation, whether performed manually or with a defibrillator; or <br />(b)Services performed as a Good Samaritan. <br />For the purpose of determining the limits of insurance, any act or omission together with all related acts or <br />omissions in the furnishing of these services to any one person will be considered one "occurrence". <br />However, this Incidental Medical Malpractice And Good Samaritan Coverage provision applies only if you are not <br />engaged in the business or occupation of providing any of the services described in this provision. <br />2. Exclusions <br />This insurance does not apply to: <br />a. Expected Or Intended Injury <br />"Bodily injury" or "property damage" expected or intended from the standpoint of the insured. This exclusion does <br />not apply to "bodily injury" or "property damage" resulting from the use of reasonable force to protect persons or <br />property. <br />b. Contractual Liability <br />"Bodily injury" or "property damage" for which the insured is obligated to pay damages by reason of the <br />assumption of liability in a contract or agreement. This exclusion does not apply to liability for damages: <br />(1)That the insured would have in the absence of the contract or agreement; or <br />(2)Assumed in a contract or agreement that is an "insured contract", provided the "bodily injury" or "property <br />damage" occurs subsequent to the execution of the contract or agreement. Solely for the purposes of liability <br />assumed in an "insured contract", reasonable attorney fees and necessary litigation expenses incurred by or <br />for a party other than an insured are deemed to be damages because of "bodily injury" or "property damage", <br />provided: <br />(a)Liability to such party for, or for the cost of, that party's defense has also been assumed in the same <br />"insured contract"; and <br />(b)Such attorney fees and litigation expenses are for defense of that party against a civil or alternative <br />dispute resolution proceeding in which damages to which this insurance applies are alleged. <br />c. Liquor Liability <br />"Bodily injury" or "property damage" for which any insured may be held liable by reason of: <br />(1)Causing or contributing to the intoxication of any person; <br />(2)The furnishing of alcoholic beverages to a person under the legal drinking age or under the influence of <br />alcohol; or <br />(3)Any statute, ordinance or regulation relating to the sale, gift, distribution or use of alcoholic beverages. <br />This exclusion applies even if the claims against any insured allege negligence or other wrongdoing in: <br />(a)The supervision, hiring, employment, training or monitoring of others by that insured; or <br />(b)Providing or failing to provide transportation with respect to any person that may be under the influence of <br />alcohol; <br />if the "occurrence" which caused the "bodily injury" or "property damage", involved that which is described in <br />Paragraph (1),(2) or (3) above. <br />However, this exclusion applies only if you are in the business of manufacturing, distributing, selling, serving or <br />furnishing alcoholic beverages. For the purposes of this exclusion, permitting a person to bring alcoholic <br />beverages on your premises, for consumption on your premises, whether or not a fee is charged or a license is <br />required for such activity, is not by itself considered the business of selling, serving or furnishing alcoholic <br />beverages. <br />d. Workers' Compensation And Similar Laws <br />Any obligation of the insured under a workers' compensation, disability benefits or unemployment compensation <br />law or any similar law. <br />Docusign Envelope ID: C0C02768-82C9-473A-904B-51774C892C63