Orange County NC Website
Past Years' Health Insurance Rate Changes <br />The chart below lists past rate increases implemented by the NCACC Health Insurance Trust: <br />Plan Year Percentage Increase <br />2005 -3,6% <br />2004 13.8% <br />2003 25.0% <br />2002 8,0% <br />2001 18,9% <br />2006 Rate Quote <br />The NCACC Health Insurance Trust has provided renewal rate quotations effective January 1, <br />2006 for the current health plans as follows: <br />Plan Ra__te Increase <br />Blue Cross Blue Care Plan 22.3% <br />Blue Cross Blue Options Plan 22.3% <br />The increase in rates for the Blue Cross Blue Care and Blue Options Plans is due largely to the <br />County's claims experience during the 2005 plan year to date, There were overall increases in <br />utilization frequency and in cost per occurrence, The County was at or above pool averages in <br />key areas including outpatient hospital services (including diagnostic testing), and prescription <br />drug utilization, In addition, the NCACC Health Insurance Trust has included an increase in <br />health plan administrative costs, resulting from an increase in its administration charges from <br />Blue Cross, Attachment 1 provides additional information on Orange County's health insurance <br />experience and an update on the employee wellness program now getting underway, <br />In conjunction with the renewal, the NCACC Health Insurance Trust has advised of the following <br />updates to the Blue Crass plan benefits: <br />^ Addition of four obesity assessment visits per benefit period, <br />^ Addition of coverage for FDA approved weight loss drugs for the long-term treatment of <br />obesity. <br />^ Availability of six nutritional visits per benefit period for members who are enrolled in a Blue <br />Cross Blue Shield disease management program (such as cardiac disease), or weight <br />management program. <br />^ Specified self-injectable drugs (such as Imitrex for migraines) only will be covered through <br />pharmacy benefits. Employees will not be allowed to have self-injectable drugs <br />administered in a physician's office. <br />