Agenda - 09-20-2005-9b - Laserfiche WebLink

Browse Search

ORANGE COUNTY BOARD OF COMMISSIONERS ACTION AGENDA ITEM ABSTRACT Meeting Date: September 20, 2005 Action Ager~dab Item No. SUBJECT: Employee Health Insurance for 2006 DEPARTMENT: Personnel PUBLIC HEARING: (Y/N) No ATTACHMENT(S): 1) Orange County Health Claims Experience 2) Health Insurance Benefits Options and Estimated Casts for 2005-06 3) Draft 2006 Health Insurance Rates INFORMATION CONTACT: Elaine Holmes, Personnel Director Extension 2550 Michael Edmonds, Benefits Manager Extension 2558 TELEPHONE NUMBERS: Hillsborough 732-8181 Chapel Hill 968-4501 Durham 688-7331 Mebane 336-227-2031 PURPOSE: To consider renewal of employee health insurance plans through the North Carolina Association of County Commissioners (NCACC) Health Insurance Trust effective January 1, 2006. BACKGROUND: In summary, the County has received a renewal rate quotation for employee health insurance effective January 1, 2006. The NCACC Health Insurance Trust has quoted a renewal rate increase of 22.3 percent. The 2005-06 budget provides for up to a 15.9 percent health insurance rate increase. The Manager recommends that the Board approve the addition of a $250 deductible for inpatient hospital services and outpatient hospital services to the Blue Care Plan. With the addition of the deductible, the NCACC Trust quotes an overall renewal increase of 16.5 percent rather than 22.3 percent. Additional information is provided below. Current Health Plans Currently Orange County offers two health insurance plans: Health Plan Employees Enrolled Blue Crass Blue Care Plan 742 Blue Cross Blue Options Plan 45 The Blue Cross Blue Care Plan and the Blue Cross Blue Options Plan are contracted through the NCACC Health Insurance Trust. Blue Cross Blue Care is a health maintenance organization (HMO). The Blue Cross Blue Options Plan is a type of traditional health insurance plan known as a preferred provider organization (PPO).