Orange County NC Website
I.Definition – Specific Perils <br />The following definition is added to the Definitions Section: <br />"Specific perils" means: <br />a.Fire; <br />b.Lightning; <br />c.Explosion; <br />d.Windstorm or hail; <br />e.Smoke; <br />f.Aircraft or vehicles; <br />g.Vandalism; <br />h.Weight of snow, ice or sleet; <br />i.Leakage from fire extinguishing equipment, including sprinklers; or <br />j.Accidental discharge or leakage of water or steam from any part of a system or appliance containing water or <br />steam. <br />J.Limited Contractual Liability Coverage – Personal and Advertising Injury <br />1.Exclusion e. of Section I – Coverage B – Personal And Advertising Injury Liability is replaced by the following: <br />2.Exclusions <br />This insurance does not apply to: <br />e.Contractual Liability <br />"Personal and advertising injury" for which the insured has assumed liability in a contract or agreement. <br />This exclusion does not apply to: <br />(1)Liability for damages that the insured would have in the absence of the contract or agreement; or <br />(2)Liability for "personal and advertising injury" if: <br />(a)The "personal and advertising injury" arises out of the offenses of false arrest, detention or <br />imprisonment; <br />(b)The liability pertains to your business and is assumed in a written contract or written agreement <br />in which you assume the tort liability of another. Tort liability means a liability that would be <br />imposed by law in the absence of any contract or agreement; and <br />(c)The "personal and advertising injury" occurs subsequent to the execution of the written contract <br />or written agreement. <br />Solely for purposes of liability so assumed in such written contract or written agreement, reasonable <br />attorney fees and necessary litigation expenses incurred by or for a party other than an insured are <br />deemed to be damages because of "personal and advertising injury" described in Paragraph (a) <br />above, provided: <br />(i)Liability to such party for, or for the cost of, that party's defense has also been assumed in the <br />same written contract or written agreement; and <br />(ii)Such attorney fees and litigation expenses are for defense of that party against a civil or <br />alternative dispute resolution proceeding in which damages to which this insurance applies are <br />alleged. <br />2.Paragraph 2.d. of Section I – Supplementary Payments – Coverages A and B is replaced by the following: <br />d.The allegations in the "suit" and the information we know about the "occurrence" or offense are such that no <br />conflict appears to exist between the interests of the insured and the interests of the indemnitee; <br />U-GL-1369-C TX (03/20) <br />Page 6 of 13 <br />Includes copyrighted material of Insurance Services Office, Inc., with its permission. <br />Docusign Envelope ID: 53502A32-2113-4B4F-A111-EFACA6273E66