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UMBRELLA <br />Page 18 of 22 © 2016 The Travelers Indemnity Company. All rights reserved.EU 00 01 07 16 <br />a.Means injury, other than "personal injury", <br />caused by one or more of the following <br />offenses: <br />(1)Oral or written publication, including <br />publication by electronic means, of <br />material in your "advertisement" that <br />slanders or libels a person or <br />organization or disparages a person's <br />or organization's goods, products or <br />services, provided that the claim is <br />made or the "suit" is brought by a <br />person or organization that claims to <br />have been slandered or libeled, or that <br />claims to have had its goods, products <br />or services disparaged; <br />(2)Oral or written publication, including <br />publication by electronic means, of <br />material in your "advertisement" that: <br />(a)Appropriates a person's name, <br />voice, photograph or likeness; or <br />(b)Unreasonably places a person in a <br />false light; or <br />(3)Infringement of copyright, "title" or <br />"slogan" in your "advertisement", <br />provided that the claim is made or the <br />"suit" is brought by a person or <br />organization that claims ownership of <br />such copyright, "title" or "slogan". <br />b.Includes "bodily injury" caused by one or <br />more of the offenses described in <br />Paragraph a. above. <br />3."Auto" means: <br />a.A land motor vehicle, trailer or semitrailer <br />designed for travel on public roads, <br />including any attached machinery or <br />equipment; or <br />b.Any other land vehicle that is subject to a <br />compulsory or financial responsibility law or <br />other motor vehicle insurance law where it <br />is licensed or principally garaged. <br />However, "auto" does not include "mobile <br />equipment". <br />4."Bodily injury" means: <br />a.Physical harm, including sickness or <br />disease, sustained by a person; or <br />b.Mental anguish, injury or illness, or <br />emotional distress, resulting at any time <br />from such physical harm, sickness or <br />disease. <br />5."Broadcasting" means transmitting any audio or <br />visual material for any purpose: <br />a.By radio or television; or <br />b.In, by or with any other electronic means <br />of communication, such as the Internet, if <br />that material is part of: <br />(1)Radio or television programming <br />being transmitted; <br />(2)Other entertainment, educational, <br />instructional, music or news <br />programming being transmitted; or <br />(3)Advertising transmitted with any such <br />programming. <br />6."Consumer financial identity information" <br />means any of the following information for a <br />person that is used or collected for the <br />purpose of serving as a factor in establishing <br />such person's eligibility for personal credit, <br />insurance or employment or for the purpose <br />of conducting a business transaction: <br />a.Part or all of the account number, the <br />expiration date or the balance of any <br />credit, debit, bank or other financial <br />account; <br />b.Information bearing on a person's credit <br />worthiness, credit standing or credit <br />capacity; <br />c.Social security number; <br />d.Driver's license number; or <br />e.Birth date. <br />7."Consumer financial protection law" means: <br />a.The Fair Credit Reporting Act (FCRA) and <br />any of its amendments, including the Fair <br />and Accurate Credit Transactions Act <br />(FACTA); <br />b.California's Song-Beverly Credit Card Act <br />and any of its amendments; or <br />c.Any other law or regulation that restricts <br />or prohibits the collection, dissemination, <br />transmission, distribution or use of <br />"consumer financial identity information". <br />8."Employee" includes a "leased worker". <br />"Employee" does not include a "temporary <br />worker". <br />9."Good Samaritan services" means any <br />emergency medical services for which no <br />compensation is demanded or received. <br />10."Impaired property" means tangible property, <br />other than "your product" or "your work", that <br />cannot be used or is less useful because: <br />a.It incorporates "your product" or "your <br />work" that is known or thought to be <br />defective, deficient, inadequate or <br />dangerous; or <br />POLICY NUMBER: CUP-3T402591-25-14 <br />Docusign Envelope ID: 03EC0D15-D674-4D12-9ED3-8A2C214EE218