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UMBRELLA <br />EU 00 01 07 16 © 2016 The Travelers Indemnity Company. All rights reserved.Page 3 of 22 <br />includes any continuation, change or <br />resumption of the "bodily injury" or "property <br />damage" after the end of the policy period. <br />6."Bodily injury" or "property damage" will be <br />deemed to have been known to have occurred <br />at the earliest time when any insured listed <br />under Paragraph 1. in Paragraph B., <br />COVERAGE B – UMBRELLA LIABILITY, of <br />SECTION II – WHO IS AN INSURED or any <br />"employee" authorized by you to give or receive <br />notice of an "occurrence" or claim: <br />a.Reports all, or any part, of the "bodily injury" <br />or "property damage" to us or any other <br />insurer; <br />b.Receives a written or verbal demand or <br />claim for damages because of the "bodily <br />injury" or "property damage"; or <br />c.Becomes aware by any other means that <br />the "bodily injury" or "property damage" has <br />occurred or has begun to occur. <br />7.Damages because of "bodily injury" include <br />damages claimed by any person or <br />organization for care, loss of services or death <br />resulting at any time from the "bodily injury". <br />8.Coverage B of this insurance does not apply to <br />damages covered by any "underlying <br />insurance" or that would have been covered by <br />any "underlying insurance" but for the <br />exhaustion of its applicable limit of insurance. <br />C. COVERAGE C – CRISIS MANAGEMENT <br />SERVICE EXPENSES <br />1.We will reimburse the insured, or pay on the <br />insured's behalf, "crisis management service <br />expenses" to which Coverage C applies. <br />2.Coverage C of this insurance applies to "crisis <br />management service expenses" that: <br />a.Arise out of a "crisis management event" <br />that first commences during the policy <br />period; <br />b. Are incurred by the insured, after a "crisis <br />management event" first commences and <br />before such event ends; and <br />c. Are submitted to us within 180 days after <br />the "crisis management advisor" advises <br />you that the "crisis management event" no <br />longer exists. <br />3.A "crisis management event" will be deemed to: <br />a. First commence at the time when any <br />"executive officer" first becomes aware of <br />an "event" or "occurrence" that leads to that <br />"crisis management event"; and <br />b. End when we decide that the crisis no <br />longer exists or when the Crisis <br />Management Service Expenses Limit has <br />been exhausted, whichever occurs first. <br />4.The amount we will pay for "crisis <br />management service expenses" is limited as <br />described in SECTION III – LIMITS OF <br />INSURANCE. <br />5.A "self-insured retention" does not apply to <br />"crisis management service expenses". <br />6.Any payment of "crisis management service <br />expenses" that we make will not be <br />determinative of our obligations under this <br />insurance with respect to any claim or "suit" or <br />create any duty to defend or indemnify any <br />insured for any claim or "suit". <br />D. DEFENSE AND SUPPLEMENTARY PAYMENTS <br />1.We will have the right and duty to defend the <br />insured: <br />a.Under Coverage A, against a "suit" <br />seeking damages to which such coverage <br />applies, if: <br />(1)The "applicable underlying limit" is the <br />applicable limit of insurance stated for <br />a policy of "underlying insurance" in <br />the Schedule Of Underlying <br />Insurance and such limit has been <br />exhausted solely due to payments as <br />permitted in Paragraphs 4.a.(1), (2) <br />and (3) of COVERAGE A – EXCESS <br />FOLLOW-FORM LIABILITY of <br />SECTION I – COVERAGES; or <br />(2)The "applicable underlying limit" is the <br />applicable limit of any "other <br />insurance" and such limit has been <br />exhausted by payments of judgments, <br />settlements or medical expenses, or <br />related costs or expenses (if such <br />costs or expenses reduce such <br />limits). <br />For any "suit" for which we have the right <br />and duty to defend the insured under <br />Coverage A, defense expenses will be <br />within the limits of insurance of this policy <br />when such expenses are within the limits <br />of insurance of the applicable "underlying <br />insurance"; or <br />b.Under Coverage B, against a "suit" <br />seeking damages to which such coverage <br />applies. <br />2.We have no duty to defend any insured <br />against any "suit": <br />a.Seeking damages to which this insurance <br />does not apply; or <br />b.If any other insurer has a duty to defend. <br />POLICY NUMBER: CUP-3T402591-25-14 <br />Docusign Envelope ID: 03EC0D15-D674-4D12-9ED3-8A2C214EE218