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UMBRELLA <br />Page 2 of 22 © 2016 The Travelers Indemnity Company. All rights reserved.EU 00 01 07 16 <br />Insurance because of its different policy <br />period will not reduce or exhaust the <br />applicable limit of insurance stated for <br />such "underlying insurance"; <br />(2)Payments of "medical expenses" that <br />are covered by that "underlying <br />insurance" and are incurred for "bodily <br />injury" caused by an accident that takes <br />place during the policy period of this <br />Excess Follow-Form And Umbrella <br />Liability Insurance; or <br />(3)Payments of defense expenses that <br />are covered by that "underlying <br />insurance", only if such "underlying <br />insurance" includes such payments <br />within the limits of insurance. However, <br />if such "underlying insurance" has a <br />policy period which differs from the <br />policy period of this Excess Follow- <br />Form And Umbrella Liability Insurance, <br />any such payments for defense <br />expenses that would not be covered by <br />this Excess Follow-Form And Umbrella <br />Liability Insurance because of its <br />different policy period will not reduce or <br />exhaust the applicable limit of <br />insurance stated for such "underlying <br />insurance". <br />If the applicable limit of insurance stated for <br />the policies of "underlying insurance" in the <br />Schedule Of Underlying Insurance is <br />actually reduced or exhausted by other <br />payments, Coverage A of this insurance is <br />not invalidated. However, in the event of a <br />loss, we will pay only to the extent that we <br />would have paid had such limit not been <br />actually reduced or exhausted by such <br />other payments. <br />b.If any "underlying insurance" has a limit of <br />insurance greater than the amount shown <br />for that insurance in the Schedule of <br />Underlying Insurance, this insurance will <br />apply in excess of that greater amount. If <br />any "underlying insurance" has a limit of <br />insurance, prior to any reduction or <br />exhaustion by payment of damages, <br />"medical expenses" or defense expenses <br />described in Paragraph a. above, that is <br />less than the amount shown for that <br />insurance in the Schedule Of Underlying <br />Insurance, this insurance will apply in <br />excess of the amount shown for such <br />insurance in the Schedule Of Underlying <br />Insurance. <br />5.When the "underlying insurance" applies on a <br />claims-made basis and includes a retroactive <br />B. COVERAGE B – UMBRELLA LIABILITY <br />1.We will pay on behalf of the insured those <br />sums in excess of the "self-insured retention" <br />that the insured becomes legally obligated to <br />pay as damages because of "bodily injury", <br />"property damage", "personal injury" or <br />"advertising injury" to which Coverage B of <br />this insurance applies. <br />2.Coverage B of this insurance applies to <br />"bodily injury" or "property damage" only if: <br />a.The "bodily injury" or "property damage" is <br />caused by an "occurrence" that takes <br />place anywhere in the world; <br />b.The "bodily injury" or "property damage" <br />occurs during the policy period; and <br />c.Prior to the policy period, no insured listed <br />under Paragraph 1. in Paragraph B., <br />COVERAGE B – UMBRELLA <br />LIABILITY, of SECTION II – WHO IS AN <br />INSURED and no "employee" authorized <br />by you to give or receive notice of an <br />"occurrence" or claim, knew that the <br />"bodily injury" or "property damage" had <br />occurred, in whole or in part. If such a <br />listed insured or authorized "employee" <br />knew, prior to the policy period, that the <br />"bodily injury" or "property damage" <br />occurred, in whole or in part, then any <br />continuation, change or resumption of <br />such "bodily injury" or "property damage" <br />during or after the policy period will be <br />deemed to have been known prior to the <br />policy period. <br />3.Coverage B of this insurance applies to <br />"personal injury" or "advertising injury" caused <br />by an offense arising out of your business, but <br />only if the offense was committed during the <br />policy period anywhere in the world. <br />4.The amount we will pay for damages is limited <br />as described in SECTION III – LIMITS OF <br />INSURANCE. <br />5."Bodily injury" or "property damage": <br />a. Which occurs during the policy period; and <br />b.Which was not prior to, but was during, the <br />policy period known to have occurred by <br />any insured listed under Paragraph 1. in <br />Paragraph B., COVERAGE B – <br />UMBRELLA LIABILITY of SECTION II – <br />WHO IS AN INSURED, or any "employee" <br />authorized by you to give notice of an <br />"occurrence" or claim; <br />POLICY NUMBER: CUP-3T402591-25-14 <br />date provision, the retroactive date for <br />Coverage A of this insurance is the same as <br />the retroactive date of that "underlying <br />insurance". <br />Docusign Envelope ID: 03EC0D15-D674-4D12-9ED3-8A2C214EE218