Orange County NC Website
G-00000-A <br />(Ed. ) <br />15.PERSONALANDADVERTISINGINJURY–DISCRIMINATIONORHUMILIATION <br />A.Under DEFINITIONS, the definition of personal and advertising injury is amended to add the following <br />tort: <br />•Discrimination or humiliation that results in injury to the feelings or reputation of a natural person. <br />B.Under COVERAGES, Coverage B – Personal and Advertising Injury Liability, the paragraph entitled <br />Exclusions is amended to: <br />1.delete the Exclusion entitled Knowing Violation Of Rights Of Another and replace it with the following: <br />This insurance does not apply to: <br />Knowing Violation of Rights of Another <br />Personal and advertising injury caused by or at the direction of the Insured with the knowledge that <br />the act would violate the rights of another and would inflict personal and advertising injury. This <br />exclusion shall not apply to discrimination or humiliation that results in injury to the feelings or reputation <br />of a natural person, but only if such discrimination or humiliation is not done intentionally by or at the <br />direction of: <br />(a)the Named Insured; or <br />(b)any executive officer, director, stockholder, partner, member or manager (if the Named Insured is <br />a limited liability company) of the Named Insured. <br />2.add the following exclusions: <br />This insurance does not apply to: <br />Employment Related Discrimination <br />Discrimination or humiliation directly or indirectly related to the employment, prospective employment, <br />past employment or termination of employment of any person by any Insured. <br />Premises Related Discrimination <br />discrimination or humiliation arising out of the sale, rental, lease or sub-lease or prospective sale, <br />rental, lease or sub-lease of any room, dwelling or premises by or at the direction of any Insured. <br />Notwithstanding the above, there is no coverage for fines or penalties levied or imposed by a governmental <br />entity because of discrimination. <br />The coverage provided by this PERSONAL AND ADVERTISING INJURY –DISCRIMINATION OR <br />HUMILIATION Provision does not apply to any person or organization whose status as an Insured derives <br />solely from <br />•Provision 1. ADDITIONAL INSURED of this endorsement; or <br />•attachment of an additional insured endorsement to this Coverage Part. <br />16. PERSONAL AND ADVERTISING INJURY - LIMITED CONTRACTUAL LIABILITY <br />A.Under COVERAGES, Coverage B –Personal and Advertising Injury Liability, the paragraph entitled <br />Exclusions is amended to delete the exclusion entitled Contractual Liability and replace it with the <br />following: <br />This insurance does not apply to: <br />Contractual Liability <br />Personal and advertising injury for which the Insured has assumed liability in a contract or agreement. <br />This exclusion does not apply to liability for damages: <br />(1)that the Insured would have in the absence of the contract or agreement; or <br />Page 11 of 13G-00000-A <br />(Ed. ) <br />Attachment Code: D524693 Certificate ID: 18166892 <br />Policy Number: TCP 7024348-11 <br />42