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Policy No. 6620829 Agent No. 0320055 <br />19263 12 20 Includes copyrighted material of Insurance Services Office, Inc., with its permission.Page 7 of 29 <br />3. The Medical Expense Limit in paragraph 7. of <br />Section III – Limits of Insurance is replaced <br />by a new Medical Expense Limit, which will <br />be subject to all the terms of Section III – <br />Limits of Insurance. The new Medical <br />Expense Limit is an additional $10,000 in <br />excess of Medical Expense Limit provided by <br />the Coverage Part. <br />4. This provision I. does not apply if Coverage <br />C. Medial Payments is excluded either by the <br />provisions of the Commercial General Liability <br />Coverage Form or by endorsement. <br />J. MOBILE EQUIPMENT <br />Under the Section V - Definitions, Paragraph <br />f.(1)(a), (b) and (c) of Mobile Equipment does not <br />apply to self-propelled vehicles of less than 1,000 <br />pounds gross vehicle weight. <br />K. NEWLY FORMED OR ACQUIRED <br />ORGANIZATION <br />1. In paragraph 3.a. of Section II -- Who Is An <br />Insured, 90th day is changed to 180th day. <br />2. This provision does not apply if coverage for <br />newly formed or acquired organizations is <br />excluded either by the provision of the <br />Commercial General Liability Coverage Form <br />or by an applicable endorsement. <br />L. EXTENDED NON-OWNED WATERCRAFT <br />Paragraph (2) of Exclusion g. of Section I – <br />Coverage A Bodily Injury And Property <br />Damage Liability is deleted and replaced with <br />the following: <br />A watercraft you do not own that is less than 76 <br />feet long and not being used by you to carry <br />persons or property for a charge. <br />M. SUPPLEMENTARY PAYMENTS <br />In the Supplementary Payments – Coverages A <br />and B provision: <br />1. The limit for cost of bail bonds is increased <br />from $250 to $5,000. <br />2. The limit for loss of earnings is increased from <br />$250 a day to $1,000 a day. <br />N. LIBERALIZATION PROVISION <br />The following condition is added to Section IV – <br />Commercial General Liability Conditions: <br />If we adopt any revision that would broaden the <br />coverage under this policy without additional <br />premium within 45 days prior to or during the <br />policy period, the broadened coverage will apply <br />immediately to this policy. <br />O. EXTENDED CONTRACTUAL LIABILITY – <br />RAILROAD PROPERTY <br />Paragraph 9.f.(1) of Section V – Definitions, is <br />deleted in its entirety, expanding indemnification <br />of railroads. <br />P. EXTENDED PROPERTY DAMAGE TO <br />ALIENATED PREMISES <br />Exclusion j.(2) Damage to Property of Section I – <br />Coverage A Bodily Injury And Property <br />Damage Liability is replaced with the following: <br />Premises you sell, give away or abandon, if the <br />“property damage” arises out of any part of those <br />premises and occurred from hazards that were <br />known by you, or should have reasonably been <br />known by you, at the time the property was <br />transferred or abandoned. <br />Q. EXPANDED DEFINITION OF POLLUTANTS <br />1. Paragraph 15 of Section V – Definitions, is <br />replaced with the following: <br />“Pollutants” means any solid, liquid, gaseous <br />or thermal irritant or contaminant, including <br />smoke, vapor, soot, fumes, acids, alkalis, <br />chemicals and waste. Waste includes <br />material to be recycled, reconditioned or <br />reclaimed. <br />However, carbon monoxide, soot, smoke or <br />other gaseous by-products or particulate <br />directly from incomplete combustion or <br />inadequate ventilation present within a <br />building or structure directly arising from the <br />use and/or operation on any on-premises <br />equipment and/or machinery, including, but <br />not limited to a fireplace, heating ventilation <br />air conditioning, laundry, water heating, and <br />food preparation equipment and/or <br />machinery, constructed, installed or serviced <br />by “you” or on “your” behalf shall not be <br />deemed a “pollutant”. <br />2. The expanded definition of pollutants does <br />not apply if the Total Pollution Exclusion <br />Endorsement is attached to this policy. <br />Docusign Envelope ID: AFE257DF-70E9-4F30-B47A-A944E856CFAE