Orange County NC Website
Browse       Search
Policy No. 6620829 Agent No. 0320055 <br />19263 12 20 Includes copyrighted material of Insurance Services Office, Inc., with its permission.Page 5 of 29 <br />c) anyone acting at the direction of <br />anyone listed in (a) and (b) above <br />done with the intent or the <br />reasonable expectation that such <br />acts or omissions will result in <br />wrongful discrimination or <br />humiliation to another person; <br />and <br />(2) Not directly or indirectly related to <br />employment related practices, or the <br />prospective employment or <br />termination of employment or <br />demotion of any personal or <br />person(s) by an insured. <br />(3) Not arising out of any “advertisement” <br />by you. <br />3. Paragraphs 1. and 2. above do not apply if <br />Coverage B. Personal and Advertising <br />Injury Liability is excluded either by the <br />provision of the Commercial General Liability <br />Coverage form or by endorsement. <br />C. AMENDMENT - AGGREGATE LIMITS OF <br />INSURANCE <br />The General Aggregate Limit under Section III – <br />Limits Of Insurance applies separately to each of <br />your: <br />1. Projects away from premises owned by or <br />rented to you; and <br />2. "Locations" owned by or rented to you. <br />"Location" means premises involving the <br />same or connecting lots, or premises whose <br />connection is interrupted only by a street, <br />roadway, waterway or right-of-way of a <br />railroad. <br />D. BORROWED EQUIPMENT <br />1. Exclusion j. Damage to Property of Section I <br />– Coverage A Bodily Injury And Property <br />Damage Liability is amended as follows: <br />Paragraph (4) of this exclusion does not apply <br />to "property damage" to borrowed equipment <br />while not being used to perform operations at <br />the job site for damage by aircraft; civil <br />commotion; explosion; falling objects; fire; <br />hail; leakage from fire extinguishing <br />equipment; lightning; riot; sinkhole collapse; <br />smoke; sonic boom; vandalism; vehicles; <br />volcanic action; water damage; weight of ice, <br />snow or sleet; and windstorm. <br />2. This insurance is excess over any other valid <br />and collectible property insurance (including <br />any deductible portion thereof) available to <br />the insured whether primary, excess, <br />contingent or on any other basis. <br />E. DUTIES IN THE EVENT OF OCCURRENCE, <br />CLAIM OR SUIT <br />Section IV – Commercial General Liability <br />Conditions is amended by the following: <br />1. The requirement in condition 2.a. of that you <br />must see to it that we are notified of an <br />“occurrence” applies only when the <br />“occurrence” is known to: <br />a. You, if you are an individual; <br />b. A partner, if you are a partnership; or <br />c. An executive officer or insurance manager <br />if you are a corporation. <br />2. The requirement in condition 2.b. that you <br />must see to it that we receive notice of a <br />claim or “suit” will not be considered breached <br />unless the breach occurs after such claim or <br />“suit” is know to: <br />a. You, if you are an individual; <br />b. A partner, if you are a partnership; or <br />c. An executive officer or insurance manager <br />if you are a corporation. <br />F. UNINTENTIONAL FAILURE TO DISCLOSE <br />HAZARDS <br />The following is added to Section IV – <br />Commercial General Liability Conditions <br />paragraph 6. Representations: <br />If you unintentionally fail to disclose any hazards <br />existing at the inception date of your policy, we <br />will not deny coverage under the Coverage Form <br />solely because of such failure. However, this <br />provision does not affect our right to collect <br />additional premium or exercise our right of <br />cancellation or non-renewal. <br />This provision does not apply to any known injury <br />or damage which is excluded under any other <br />provision of this policy. <br />Docusign Envelope ID: AFE257DF-70E9-4F30-B47A-A944E856CFAE