2025-579-E-AMS-Boer Brothers Heating & Cooling-Justice Facility Replace 6 Ton HP System

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Policy No. 6620828 Agent No. 0320055 19360 03 25 Includes copyrighted material of Insurance Services Office, Inc., with its permission.Page 9 of 12 F. Deductible Waived – Glass SECTION III – PHYSICAL DAMAGE COVER- AGE, Paragraph D.Deductible is changed by adding the following: No deductible applies to glass damage, including repair or replacement. G. Fire Department Service Charge When the fire department is called to save or protect a covered "auto" its equipment, contents, or occupants from a covered "accident", we will pay the amount stated in the Coverage Schedule for your liability for fire department service charges: 1. Assumed by contract or agreement prior to loss; or 2. Required by local ordinance. No deductible applies to this additional coverage. H. Fire Extinguisher Recharge We will pay the actual cost of recharging or replacing, whichever is less, fire extinguishers kept in your covered "auto" that are intentionally discharged in an attempt to extinguish a fire. I. Hired Auto Loss Of Use Changes in SECTION III – PHYSICAL DAMAGE COVERAGE,Coverage Extension for Loss Of Use Expenses in Paragraph A.4.b.is deleted and replaced by the following: For Hired Auto Physical Damage we will pay expenses for which an "insured" becomes legally responsible to pay for loss of use of a vehicle rented or hired without a driver under a written rental contract or agreement. We will pay for the loss of use expenses if caused by: (1) Other than collision only if the Declarations indicate that Comprehensive Coverage is provided for any covered "auto"; (2) Specified Causes Of Loss only if the Declarations indicate that Specified Causes Of Loss Coverage is provided for any covered "auto" or (3) Collision only if the Declarations indicate that Collision Coverage is provided for any covered "auto". However, the most we will pay under this coverage is the amount shown in the Coverage Schedule. J. Hired Auto Physical Damage – Employee As Lessor Changes in General Conditions Section IV – Business Auto Conditions, 5. Other Insurance, b.is deleted and replaced by the following; b. For Hired Auto Physical Damage Coverage the following are deemed to be covered "autos" you own: (1) Any covered "auto" you lease, hire, rent or borrow; and (2) Any covered "auto" hired or rented by your "employee" under a contract in that "employee’s" name with your permission, while performing duties related to the conduct of your business. However, any "auto" that is leased, hired, rented, or borrowed with a driver is not a covered "auto". K. Hired Auto Physical Damage Including Trailers If hired "autos" are covered "autos" for Liability Coverage, then Comprehensive, Specified Causes of Loss, and Collision Physical Damage Coverages are provided under SECTION III – PHYSICAL DAMAGE COVERAGE for any "auto" you own, then Physical Damage coverage provided is extended to "autos" you hire or certain "trailers" with a registered Gross Vehicle Weight of 5,000 pounds or less designed primarily for travel on public roads, subject to the following: 1. The most we will pay for "loss" to certain hired "trailer" or hired "auto" is the limit displayed on the Coverage Schedule, or Actual Cash Value or Cost of Repair, whichever is smallest. 2. The deductible will be equal to the largest deductible applicable to any owned "auto" for that coverage or $1,000, whichever is less. Deductible does not apply to loss by fire or lightning. 3. Hired Auto Physical Damage coverage is excess over any other collectible insurance purchased by the insured. 4. Subject to the limit, deductible, and excess provisions we will provide coverage equal to the broadest coverage applicable to any covered "auto" you own under this policy. L. Loan/Lease Gap Coverage SECTION III – PHYSICAL DAMAGE COVERAGE C. Limits of Insurance is changed by the addition of the following: In the event of a total "loss" to a covered "auto", of the private passenger or light truck type with an original loan or lease: 1. We will pay any unpaid amount due on the lease or loan for a covered "auto" less: a. The amount paid under the Policy’s Physical Damage Coverage; and b. Any: Docusign Envelope ID: AFE257DF-70E9-4F30-B47A-A944E856CFAE