2025-579-E-AMS-Boer Brothers Heating & Cooling-Justice Facility Replace 6 Ton HP System

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Policy No. 6620828 Agent No. 0320055 Page 4 of 12 Includes copyrighted material of Insurance Services Office, Inc., with its permission.19360 03 25 Paragraphs a.and b.above do not apply to "accidents" that occur away from premises owned by or rented to an "insured" with respect to "pollutants" not in or upon a covered "auto" if: (1) The "pollutants" or any property in which the "pollutants" are contained are upset, overturned, or damaged as a result of the maintenance or use of a covered "auto"; and (2) The discharge, dispersal, seep- age, migration, release or escape of the "pollutants" is caused directly by such upset, overturn or damage. 3. The Aggregate Limit shown in the Coverage Schedule is the most we will pay for the sum of all damages and "covered pollution cost or expense" involving the insurance provided by this endorsement. The Aggregate Limit applies separately to each consecutive annual period and to any remaining period of less than 12 months, starting with the beginning of the Policy Period shown in the Declarations, unless the Policy Period is extended after the issuance for an additional period of less than 12 months. In that case, the additional period will be deemed part of the last preceding period for purposes of determining the Aggregate Limit. 4. This additional coverage does not apply to "autos" garaged in Vermont if Vermont Changes form 19352 is attached to policy. I. Supplemental Payments SECTION II – LIABILITY COVERAGE, A. Coverage, 2. Coverage Extensions, a. Supplementary Payments is changed by: 1. Replacing the $2,000 Limits of Insurance for bail bonds with the limits shown in the Coverage Schedule and; 2. Replacing the $250 Limits of Insurance for reasonable expenses with the limits shown in the Coverage Schedule. SECTION 3 – PHYSICAL DAMAGE EXTENSIONS AND ADDITIONAL COVERAGES Physical Damage Extensions and Additional Coverages are only available for "autos" with Comprehensive, Specified Causes of Loss, and Collision physical damage coverages. SECTION III – PHYSICAL DAMAGE COVERAGE is changed as follows: A. Airbag Coverage B. Exclusions, 3.a. is changed by adding the following: The mechanical and electrical breakdown portion of this exclusion does not apply to the accidental discharge of an airbag. This coverage for airbags is excess over any other collectible insurance or warranty. B. Audio, Visual and Data Electronic Equipment Limits of Insurance Paragraph b.is changed by deleting the $1,000 limit and replacing it with the limit shown in the Coverage Schedule. C. Business Interruption Additional Coverage 1. Coverages a. Business Income We will pay for the actual loss of "business income" you sustain due to the necessary "suspension" of your "operations" during the "period of restoration". The "sus- pension" must be caused by direct and accidental loss or damage to "business property". The direct and accidental loss or damage must be caused by or result from a Covered Cause of Loss and must occur while such "business property" is located within the coverage territory. b. Extra Expense We will pay the actual and necessary "extra expense" you incur during the "period of restoration" due to direct and accidental loss or damage to "business property". The direct and accidental loss or damage must be caused by or result from a Covered Cause of Loss and must occur while such "business property" is located within the coverage territory. c. Extended Business Income If the necessary "suspension" of your "operations" produces a "business income" loss payable under this endorsement, we will pay for the actual loss of "business income" you incur during the period that: (1) Begins on the date "business property" is actually repaired or replaced and "operations" are resumed; and Docusign Envelope ID: AFE257DF-70E9-4F30-B47A-A944E856CFAE