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Policy No. 6620828 Agent No. 0320055 <br />Page 2 of 12 Includes copyrighted material of Insurance Services Office, Inc., with its permission.19360 03 25 <br />2. Regardless of the written contract or written <br />agreement between you and an Additional <br />Insured, this insurance is excess over any <br />other insurance whether primary, excess, <br />contingent or any other basis for which the <br />Additional Insured has been added as <br />additional insured on other policies. <br />3. The most we will pay on behalf of the <br />Additional Insured is the amount of insurance <br />required in writing in a contract or agreement; <br />or available under the applicable Limits of <br />Insurance shown in the Declarations; <br />whichever is less. <br />C. Automatic Waiver of Transfer of Rights of <br />Recovery Against Others To Us <br />Paragraph A.5. Transfer Of Rights Of Recovery <br />Against Others To Us of SECTION IV – <br />BUSINESS AUTO CONDITIONS is changed with <br />the addition of the following: <br />The Transfer of Rights Of Recovery Against <br />Others To Us Condition does not apply to any <br />person(s) or organization(s) for whom you are <br />required to waive subrogation with respect to the <br />coverage provided under this Coverage Form, but <br />only to the extent that subrogation is waived: <br />1. Under a written contract or written agreement <br />with such person(s) or organization(s); and <br />2. Prior to the "accident" or the "loss". <br />SECTION 2 – LIABILITY EXTENSIONS AND <br />ADDITIONAL COVERAGES <br />A. Bodily Injury Coverage Extension – Mental <br />Anguish <br />SECTION V – DEFINITIONS, C. "Bodily Injury" <br />is deleted and replaced by the following: <br />"Bodily injury" means bodily injury, sickness or <br />disease sustained by a person, including mental <br />anguish and death sustained by the same person <br />that results from such bodily injury, sickness, or <br />disease. "Bodily injury" does not include mental <br />anguish or death that does not result from bodily <br />injury, sickness, or disease. <br />B. Certain Trailers And Temporary Substitute <br />Autos Coverage Extension <br />SECTION I – COVERED AUTOS,Paragraph C.1. <br />is changed by the following: <br />Gross Vehicle Weight Rating of 3,000 pounds is <br />deleted and replaced with Gross Vehicle Weight <br />Rating of 5,000 pounds. <br />C. Coverage for Certain Operations In Connection <br />with Railroads <br />With regards to the use of covered "autos" in <br />operations for or affecting a railroad: <br />1. SECTION V – DEFINITIONS, H. "Insured <br />contract", 3.is deleted and replaced by the <br />following: <br />3. An easement or license agreement; <br />2. SECTION V – DEFINITIONS, H. "Insured <br />contract",a.is deleted. <br />D. Covered Autos Coverage Extension <br />If SECTION 1 COVERED AUTOS is provided as <br />Symbol 1 Any "Auto" then any "auto" includes <br />mobile equipment subject to compulsory or <br />financial responsibility or other motor vehicle <br />insurance law only. <br />Covered mobile equipment includes only those <br />"autos" that are land vehicles and that would <br />qualify under the definition of "mobile equipment" <br />under this policy if they were not subject to a <br />compulsory or financial responsibility law or other <br />motor vehicle insurance law where they are <br />licensed or principally garaged. <br />E. Drive Other Car – Automatic Coverage for <br />Executive Officers <br />1. Changes in SECTION II – COVERED AUTOS <br />LIABILITY COVERAGE <br />a. If Covered Auto Liability, Auto Medical <br />Payments, Personal Injury Protection, <br />Comprehensive, Specified Causes of Loss, <br />Collision, or Uninsured and Underinsured <br />Motorist is shown in the Declarations for <br />any private passenger or light truck type <br />auto, then the same type of coverage is <br />provided for Drive Other Car – Automatic <br />Coverage for Executive Officer. <br />b. Any "auto" you don’t own, hire, or borrow is <br />a covered "auto" while being used by any <br />"executive officer" or by his or her spouse <br />while a resident of the same household <br />except: <br />(1) Any "auto" owned by that "executive <br />officer" or by any member of his or her <br />household. <br />(2) Any "auto" used by that "executive <br />officer" or his or her spouse while <br />working in a business of selling, <br />servicing, repairing, or parking "autos". <br />Docusign Envelope ID: AFE257DF-70E9-4F30-B47A-A944E856CFAE