2025-566-E-AMS-Boer Brothers Heating & Cooling-Justice Facility Replace 4 Ton HP System

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Policy No. 6620828 Agent No. 0320055 19360 03 25 Includes copyrighted material of Insurance Services Office, Inc., with its permission.Page 7 of 12 c. Other Insurance (1) You may have other insurance subject to the same plan, terms, conditions, and provisions as the insurance provided under this endorsement. If you do, we will pay our share of the covered "business income" loss or "extra expense". Our share is the proportion that the applicable Limits of Insurance under this endorsement bears to the Limits of Insurance of all insurance covering on the same basis. (2) If there is other insurance covering the same "business income" loss or "extra expense", other than that described in Paragraph 6.a.above, we will pay only for the amount of covered "business income" loss or "extra expense" in excess of the amount due from that other insurance, whether you can collect on it or not. But we will not pay more than the applicable Limits of Insurance. d. Loss Determination (1) The amount of "business income" loss will be determined based on: (a) The Net Income of your "operations" before the direct and accidental loss or damage occurred; (b) The likely Net Income of your "operations" if no direct and accidental loss or damage had occurred, but not including any Net Income that would likely have been earned as a result of an increase in the volume of your "operations" due to favorable business conditions caused by the impact of the Covered Cause of Loss on customers or on other businesses; (c) The operating expenses, including payroll expenses, necessary to resume "operations" with the same quality of service that existed just before the direct and accidental loss or damage; and (d) Other relevant sources of infor- mation, including: (i) Your financial records and accounting procedures; (ii) Bills, invoices, and other vouchers; and (iii) Titles, liens, or contracts. (2) The amount of "extra expense" will be determined based on: (a) All expenses that exceed the normal operating expenses that would have been incurred by "operations" during the "period of restoration" if no direct and accidental loss or damage had occurred. We will deduct from the total of such expenses: (i) The salvage value that remains of any property bought for temporary use during the "period of restoration", once "operations" are resumed; and (ii) Any "extra expense" that is paid for by other insurance, except for insurance that is written subject to the same plan, terms, conditions, and provisions as the coverage provided by this endorsement; and (iii) Necessary expenses that reduce the "business income" loss that otherwise would have been incurred. e. Resumption Of Operations (1) We will reduce the amount of your "business income" loss, other than "extra expense", to the extent you can resume "operations", in whole or in part, by using any property. (2) We will reduce the amount of your "extra expense" loss to the extent you can return "operations" to normal and discontinue such "extra expense". (3) If you do not resume "operations", or do not resume "operations" as quickly as possible, we will pay based on the length of time it would have taken to resume "operations" as quickly as possible. f. Loss Payment We will pay for covered "business income" loss or "extra expense" within 30 days after we receive the sworn documentation addressed in Paragraph b.(7)if you have complied with all of the terms of this Coverage Part and: (1) We have reached agreement with you on the amount of such loss; or (2) An appraisal award has been made. Docusign Envelope ID: BD88FC51-D197-499C-B5DA-FF9612052BB3