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Lawyers Professional Liability <br />Policy <br />Form No: G118011A (06-2015)Policy No: 5096501940 <br />Policy; Page: 5 of 16 Policy Effective Date: 09/19/2024 <br />Underwriting Company:Continental Casualty Company, 151 N Franklin St, Chicago, IL 60606 Policy Page: 8 of 28 <br />© Copyright CNA All Rights Reserved. <br /> <br /> <br />"Claim expenses" mean: <br />A. fees charged by attorneys designated by the Company or by the Insured with the Company's written <br />consent; <br />B. all other reasonable and necessary fees, costs and expenses resulting from the investigation, <br />adjustment, defense and appeal of a claim if incurred by the Company, or by the Insured with the <br />written consent of the Company, including, but not limited to, premiums for any appeal bond, <br />attachment bond or similar bond but without any obligation of the Company to apply for or furnish any <br />such bond; <br />C. all costs taxed against an Insured in defense of a claim; and <br />D. all interest on the entire amount of any judgment which accrues after entry of the judgment and before <br />the Company has paid that part of the judgment which does not exceed the limits of liability stated in <br />Section II A. above. <br />Claim expenses with respect to a claim will be paid first and payment will reduce the amount available to <br />pay damages. Claim expenses do not include fees, costs or expenses of employees or officers of the <br />Company, other than fees, costs and expenses charged by the Company’s employed attorneys who may <br />be designated to represent the Insured, with the Insured’s prior consent. Nor shall claim expenses include <br />salaries, loss of earnings or other remuneration by or to a ny Insured. <br />“Client network damage claim” means a demand, including the service of suit or the institution of any <br />alternative dispute resolution proceeding, received by the Insured for money or services alleging that a <br />security breach or electronic infection caused network damage to a client’s network in the rendering of <br />legal services. <br />"Company" means the insurance company named in the Declarations. <br />“Computer virus” means unauthorized computer code that is designed and intended to transmit, infect and <br />propagate itself over one or more networks, and cause: <br />A. a computer code or programs to p erform in an unintended manner; <br />B. the deletion or corruption of electronic data or software; or <br />C. the disruption or suspension of a network. <br />“Confidential commercial information” means information that has been provided to the Insured by another, <br />or created by the Insured for another where such information is subject to the terms of a confidentiality <br />agreement or equivalent obligating the Insured to protect such information on behalf of another. <br />“Crisis event” means: <br />A. death, departure or debilitating illness of a Principal Insured; <br />B. dissolution of the Named Insured; or <br />C. incident of workplace violence; <br />that the Named Insured reasonably believes will have a material adverse effect upon the Named Insured’s <br />reputation. <br />“Crisis event expenses” means reasonable fees, costs and expenses incurred by the Named Insured for <br />consulting services provided by a public relations firm to the Named Insured in response to a Crisis Event. <br />"Damages" mean judgments, awards and settlements (including pre -judgment interest), provided any <br />settlements are negotiated with the assistance and approval of the Company. Notwithstanding anything to <br />the contrary contained herein, Damages also include those amounts the court is permitted to impose on a <br />debt collector as set forth in 15USC§1692k(a). Damages do not include: <br />Docusign Envelope ID: D93C5068-8EF6-4BC9-8D5A-4D4FF1A6FBEF