2025-486-E-Child Support Dept-The Law Office of Derrick J. Hensley-legal services

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Lawyers Professional Liability Policy Form No: G118011A (06-2015)Policy No: 5096501940 Policy; Page: 15 of 16 Policy Effective Date: 09/19/2024 Underwriting Company:Continental Casualty Company, 151 N Franklin St, Chicago, IL 60606 Policy Page: 18 of 28 © Copyright CNA All Rights Reserved. b. If an Insured becomes totally and permanently disabled, such Insured or Insured's legal guardian must, within sixty (60) days of the expiration of the policy period, provide the Company with written proof that such Insured is totally and permanently disabled, including the date the disability commenced, certified by the Insured's physician. The Company retains the right to contest the certification made by the Insured's physician, and it is a condition precedent to this coverage that the Insured agree to submit to medical examinations by any physician designated by the Company at the Company’s expense. This extended reporting period is provided until such Insured shall no longer be totally or permanently disabled or until the death of such Insured in which case subparagraph a. hereof shall apply. 2. No additional premium will be charged for any death or dis ability extended reporting period. D. Non-practicing extended reporting period 1. If an Insured retires or otherwise voluntarily ceases, permanently and totally, the “private practice of law” during the policy period and has been continuously insured by the Company for at least three (3) consecutive years, then such Insured shall be provided with an extended reporting period commencing upon the latter of the expiration of: the policy period; any renewal or successive renewal of this Policy; or any automatic or optional extended reporting period. 2. This extended reporting period is provided until such Insured shall resume the “private practice of law” or until the death of such Insured in which case subparagraph C.1.a. hereof shall apply. 3. No additional premium will be charged for any non-practicing extended reporting period. As used herein, the “private practice of law” means the practice of law performed by an Insured for a fee, including hourly, contingent or lump sum, as a sole practitio ner or as a partner, officer, director, stockholder-employee, associate, manager, member or employee, of a law firm, or any agreement to act as an independent contractor or “Of Counsel” to a law firm. “Private practice of law” does not include the practice of law by an Insured on an eleemosynary (a pro bono) basis or services performed by an Insured solely as a mediator or arbitrator. E. Extended reporting periods limits of liability and deductibles 1. Automatic and optional extended reporting periods limits of liability and deductibles a. Where the Company has the right to nonrenew or cancel this Policy, and it exercises that right, then the Company's liability for all claims reported during the automatic and optional extended reporting periods shall be part of and not in addition to the limits of liability for the policy period as set forth in the Declarations and Section II.A. and B. of this Policy. The deductible applicable to such claims shall be part of and not in addition to the deductible as set forth in the Declarations and Section II.C. of this Policy. b. If this Policy is canceled by the Named Insured or if the Company offers to renew this Policy, and the Named Insured refuses such renewal offer, then the Company’s liability for all claims reported during the automatic and optional extended reporting periods shall be reinstated to the limits of liability applicable to this Policy as set forth in the Declarations and Section II.A. and B. of this Policy. The deductible applicable to such claims shall be reinstated to an amount equal to the deductible as set forth in the Declarations and Section II.C. of this Policy. 2. Separate death or disability and non -practicing extended reporting period limits of liability a. Limit of Liability - Each “Claim” Subject to paragraph B. below, the Company’s limit of liability for each claim first made against the Insured and reported to the Company during the death or disability extended reporting period or non-practicing extended reporting period shall not exceed the amount stated in the Docusign Envelope ID: D93C5068-8EF6-4BC9-8D5A-4D4FF1A6FBEF