2025-485-E-AMS-Decorative Concrete Coatings of N.C. Inc. dba Sundek of North Carolina-Continuation of Pool Deck Resurfacing

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3 1) That the insured would have in the absence of the contract or agreement; or 2) Assumed in a contract or agreement that is an "insured contract", provided the "bodily injury" or "property damage" occurs subse- quent to the execution of the contract or agreement. Solely for the purposes of liabil- ity assumed in an "insured contract", rea- sonable attorney fees and necessary litiga- tion expenses incurred by or for a party oth- er than an insured are deemed to be damages because of "bodily injury" or "property damage", provided: a) Liability to such party for, or for the cost of, that party's defense has also been assumed in the same "insured con- tract"; and b) Such attorney fees and litigation ex- penses are for defense of that party against a civil or alternative dispute res- olution proceeding in which damages to which this insurance applies are alleged. b. Damage To Your Product "Bodily injury" or "property damage" that results from "your product" arising out of it or any part of it. c. Damage To Property "Property damage" to: 1) Property owned or transported by you; or 2) Personal property in the care, custody or control of the insured. d. Damage To Your Work "Bodily injury" or "property damage" that results from "your work", arising out of it or any part of it, and included in the "products-completed oper- ations hazard". e. Employers' Liability "Bodily injury" to: 1) An "employee" of the insured arising out of and in the course of: a) Employment by the insured; or b) Performing duties related to the conduct of the insured's business. 2) The spouse, child, parent, brother or sister of that "employee" as a consequence of Para- graph 1) above. This exclusion applies: 1) Whether the insured may be liable as an em- ployer or in any other capacity; and 2) To any obligation to share damages with or repay someone else who must pay damages because of the injury. This exclusion does not apply to liability a s- sumed by the insured under an "insured con- tract". f. Expected Or Intended Injury "Bodily injury" or "property damage" expected or intended from the standpoint of the insured. This exclusion does not apply to "bodily injury" resulting from the use of reasonable force to pro- tect persons or property. g. Handling of Property "Bodily injury" or "property damage" that results from the handling of property: 1) Before it is moved from the place where it is accepted by the insured for loading into or onto a "non-owned auto" or "hired auto"; or 2) After it is unloaded from a "non-owned au- to" or "hired auto" to the place it is finally delivered by the insured. h. Fellow Employee "Bodily injury" to any fellow "employee" of the insured arising out of and in the course of the fel- low "employee's" employment or while perfor m- ing duties related to the conduct of your busi- ness. i. Mobile Equipment "Bodily injury" or "property damage" arising out of: 1) The ownership, maintenance, use or en- trustment to others of any "mobile equi p- ment" owned or operated by or rented or loaned to any insured. 2) The transportation of "mobile equipment" by an "auto" owned or operated by or rented or loaned to any insured; or 3) The use of "mobile equipment" in, or while in practice for, or while being prepared for, any prearranged racing, speed, demolition, or stunting activity. j. Pollution 1) "Bodily injury" or "property damage" aris- ing out of the actual, alleged or threatened discharge, dispersal, seepage, migration, re- lease or escape of "pollutants". Docusign Envelope ID: 83DA70D9-193E-414B-9C19-272291A5E9D6