2025-485-E-AMS-Decorative Concrete Coatings of N.C. Inc. dba Sundek of North Carolina-Continuation of Pool Deck Resurfacing

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1 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. FIVESTAR CONTRACTORS' EXTRA LIABILITY COVERAGES This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART A. Damage to Premises Rented to You - Fire Legal Lia- bility 1. The following is added to Paragraph 1., Insuring Agreement of Section I - Coverage A - Bodily In- jury And Property Damage Liability: Insuring Agreement We will pay those sums that the insured becomes le- gally obligated to pay as damages because of "prop- erty damage" to buildings rented to you or occupied by you. The damage must be caused by fire, lightning, wind- storm, hail, explosion, riot, civil commotion, vehi- cles, aircraft, smoke, vandalism, malicious mischief, water damage, or elevator collision. 2. Exclusions 2. c. through 2. n. of Section I - Bodily Injury And Property Damage Liability do not ap- ply to this coverage. A separate limit of insurance applies to this coverage as described in Section III - Limits of Insurance. We do not cover liability assumed by the insured ex- cept in an "insured contract". 3. Paragraph 9. a. of "Insured contract" of Section V - Definitions is replaced by the following: 9. a. A contract for a lease of premises. However, that portion of the contract for a lease of premises that indemnifies any person or organization for da m- age by fire, lightning, windstorm, hail, explosion, ri- ot, civil commotion, vehicles, aircraft, smoke, va n- dalism, malicious mischief, water damage, or eleva- tor collision to premises while rented to you or te m- porarily occupied by you with permission of the owner is not an "insured contract". B. Host Liquor Liability Coverage The following is added to Paragraph 2. c. Exclusions of Section I - Coverage A - Bodily Injury And Property Damage Liability: This exclusion does not apply to liability of the insured or the indemnitee of the insured arising out of the giving or serving of alcoholic beverages at functions incidental to your business, provided you are not engaged in the busi- ness of manufacturing, distributing, selling, or serving of alcoholic beverages. C. Non-Owned Watercraft Paragraph 2. g. 2) a) Exclusions of Section I - Coverage A - Bodily Injury And Property Damage Liability is replaced by the following: This exclusion does not apply to a watercraft that you do not own that is less than 51 feet long. D. Incidental Medical Malpractice 1. The following is added to Paragraph 1., Insuring Agreement of Section I - Coverage A - Bodily In- jury And Property Damage Liability: We will pay those sums that the insured becomes le- gally obligated to pay as damages because of "bodily injury" arising from "incidental medical malpractice injury". 2. The following is added to Paragraph 2. Exclusions of Section I - Coverage A - Bodily Injury And Prop- erty Damage: This insurance does not apply to: a. Expenses incurred by the insured for first aid to others at the time of an accident. b. "Bodily injury" arising from any insured if the insured is engaged in the business or occupation of providing the following services: 1) Diagnostic, medical, surgical, dental, x-ray, or nursing service or treatment or the fur- nishing of food or beverages in connection with them; 2) Ambulance, paramedical, rescue squad, or other service or treatment conducive to health; 3) The furnishing or dispensing of drugs or medical, dental, or surgical supplies or ap- pliances; or 4) Health or therapeutic service, treatment, ad- vice or instruction. ERIE INSURANCE FIVESTAR CONTRACTORS FS-00-03 (Ed. 2/15) UF-3546 Docusign Envelope ID: 83DA70D9-193E-414B-9C19-272291A5E9D6