2025-452-E-DEAPR-Eastern Turf Maintenance-Fairview ball field renovation

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Includes copyrighted material of Insurance Services Office, Inc., with its permission. 71 1783 0520 Copyright, Insurance Services Office, Inc., 1993, 2001 Page 4 of 5 c. The cost of repairing or replacing the damaged or stolen property. A $500 deductible applies to “loss” caused by other than fire or lightning. (2) Subject to (1)a.,b. and c. above, we will provide coverage equal to the broadest physical damage coverage applicable to any covered “auto” shown in the Declarations. (3) When you are required by a written contract to indemnify a lessor for actual financial loss due to a loss of use of a hired “auto” resulting from a covered “accident” or “loss,” we will pay up to $65 per day subject to a maximum limit of $1,000. If a premium entry is shown in Item Four – Schedule Of Hired Or Borrowed Covered Auto Coverage And Premiums – Physical Damage Insurance, this Provision does not provide any insurance. XVII. Vehicle Wraps, Custom Paint And Related Advertising Modifications The following is added to Paragraph C. Limit of Insurance of Section III – Physical Damage Coverage in the Business Auto Coverage Form: If we offer to pay the actual cash value of the damaged or stolen “auto,” we will value vehicle advertising wraps, paint customization and similar business-related advertising modifications, separately from the actual cash value of the “auto.” Coverage for these items will be on a replacement cost basis. XVIII. Auto Loan/Lease Gap Coverage The Physical Damage Coverage Section is amended by addition of the following: In the event of a total “loss” to a covered “auto” shown in the Schedule Of Covered Autos You Own, we will pay any unpaid amount due on the lease or loan for a covered “auto,” less: 1. The amount paid under the policy’s Physical Damage Coverage Section; and 2. Any: a. Overdue lease/loan payments at the time of the “loss”; b. Financial penalties imposed under a lease for excessive use, abnormal wear and tear or high mileage; c. Security deposits not returned by the lessor; d. Costs for extended warranties, Credit Life Insurance, Health, Accident or Disability Insurance purchased with the loan or lease; and e. Carry-over balances from previous loans or leases. Auto Loan/Lease Gap Coverage will only apply when no provision for this or similar coverage is included in the original lease agreement written on the covered loaned/leased “auto.” XIX. Bodily Injury Redefined Section V – Definitions, Paragraph C. “Bodily injury” is amended as follows: “Bodily injury” means bodily injury, sickness or disease sustained by a person including mental anguish, mental injury or death resulting from any of these. XX. Full Glass Coverage The following is added to Paragraph D. Deductible of Section III-Physical Damage Coverage: For Comprehensive Coverage, no deductible applies to “loss” to glass used in windshield, doors and windows of the covered “auto,” including glass used in sunroofs and moon roofs. Full Glass coverage applies only to those covered “autos” described or designated for Comprehensive Coverage in the Declarations. XXI. Collision Deductible Waiver-Not At Fault Accident The following is added to Paragraph D. Deductible of Section III - Physical Damage Coverage: The deductible amount shall not apply to a total “loss” caused by collision between your covered “auto” and another “auto,” provided: a. The owner or operator of such other “auto” has been identified; and b. The owner or operator of such other “auto” is legally liable for the “loss” to your covered “auto” and does not qualify as an “insured” under this policy; and c. You are not comparatively or contributorily negligent for the “loss”; and d. There is an available local police or law enforcement report which details the accident and identifies the owner and operator of the other motor vehicle and their insurance carrier(s). Docusign Envelope ID: CD7E626D-F258-4BBA-80A6-905B6B25F169