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Includes copyrighted material of Insurance Services Office, Inc., with its permission. <br />71 1783 0520 Copyright, Insurance Services Office, Inc., 1993, 2001 Page 3 of 5 <br />the power from the “auto’s” electrical <br />system, in or upon the covered “auto.” <br /> <br />(1) If a “loss” occurs solely to the audio, <br />visual or data electronic equipment, <br />then for each covered “auto” our <br />obligation to pay for, repair, return or <br />replace the damaged or stolen property <br />will be subject to a $250 deductible. <br /> <br />(2) In the event that there is more than one <br />applicable deductible, only the highest <br />deductible will apply. In no event will <br />more than one deductible apply. <br /> <br />b. Paragraph C.1.b. under Limits of Insurance of <br />Section III – Physical Damage Coverage does <br />not apply. <br /> <br />X. Waiver Of Subrogation <br /> <br />The following is added to A.5. Transfer Of Rights <br />Of Recovery Against Others To Us condition in <br />Section IV - Business Auto Conditions: <br /> <br />We waive any right of recovery we may have against <br />any person or organization because of payments we <br />make for “bodily injury” or “property damage” <br />arising out of the operation of a covered “auto” when <br />you have assumed liability for such “bodily injury” <br />or “property damage” under an “insured contract.” <br /> <br />XI. Duties in the Event of Accident, Claim, Suit or <br />Loss Redefined <br /> <br />a. The requirement in Loss Conditions 2.a. of <br />Section IV – Business Auto Conditions that <br />you must see to it that we are notified of an <br />“accident” only applies when the “accident” or <br />offense is known to: <br />(1) You, if you are an individual; <br />(2) A partner, if you are a partnership; or <br />(3) A member, if you are a limited liability <br />company; or <br />(4) An executive officer or insurance manager, <br />if you are a corporation. <br /> <br />b. The requirement in Loss Condition 2.b. of <br />Section IV – Business Auto Conditions that <br />you must see to it that we receive notice of a <br />claim or “suit” will not be considered breached <br />unless the breach occurs after such claim or <br />“suit” is known to: <br /> <br />(1) You, if you are an individual; <br />(2) A partner, if you are a partnership; or <br />(3) A member, if you are a limited liability <br />company; or <br />(4) An executive officer or insurance manager, if <br />you are a corporation. <br /> <br />XII. Supplementary Payments Increased Limits <br /> <br />Section II – Covered Autos Liability Coverage, <br />Coverage 2.a. Supplementary Payments, <br />Paragraphs a.(2) and a.(4) are replaced by the <br />following: <br /> <br />(2) Up to $3000 for cost of bail bonds (including <br />bonds for related traffic law violations) required <br />because of an “accident” we cover. We do not <br />have to furnish these bonds. <br /> <br />(4) All reasonable expenses incurred by the <br />“insured” at our request, including actual loss of <br />earning up to $300 a day because of time off <br />from work. <br /> <br />XIII. Unintentional Errors or Omissions <br /> <br />We will not deny coverage under this Coverage Part <br />because of the unintentional omission of, or <br />unintentional error in, any information provided by <br />you. However, this provision does not affect our <br />right to collect additional premium or exercise our <br />right of cancellation or non-renewal. <br /> <br />XIV. Physical Damage - Transportation Expense <br /> <br />In Section III – Physical Damage Coverage, <br />Paragraph A.4.a., the amount we will pay is <br />increased to $60 per day to a maximum limit of <br />$1,800. <br /> <br />XV. Hired Auto – Limited Worldwide Coverage <br /> <br />In Section IV - Business Auto Conditions, B. <br />General Conditions, Paragraph 7.b.(5) is replaced <br />with the following: <br />(5) Anywhere in the world if a covered “auto” of the <br />private passenger type is leased, hired, rented or <br />borrowed without a driver for a period of 60 days <br />or less, <br /> <br />XVI. Hired Auto Physical Damage <br /> <br />If Comprehensive, Specified Causes of Loss or <br />Collision coverage is provided under this policy, then <br />Hired Auto Physical Damage Coverage is provided <br />for that coverage subject to the following limit: <br /> <br />(1) The most we will pay in any one policy period for <br />“loss” to all hired “autos” is the lesser of: <br /> <br />a. $75,000; or <br />b. The actual cash value of the damaged or stolen <br />property at the time of the “loss”; or <br />Docusign Envelope ID: CD7E626D-F258-4BBA-80A6-905B6B25F169