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years. For both cities, artists are required to have General Liability ($1,000,000 each <br />occurrence and $2,000,000 aggregate) and are required to issue COIs naming the city as <br />additional insured. If an artist doesn’t have GL insurance, they are required to hire an installer <br />who does… someone similar to the three guys I’m using who are professional sculptors. <br />Neither Raleigh nor Cary have had issues under this arrangement. <br /> <br />With these things considered, combined with the relatively low risk of this year’s installations, <br />I’m requesting that GL is considered sufficient for Uproar. <br /> <br />Travis, I mentioned this to you today, but here was Melissa’s reasoning on why she was <br />recommending Professional Liability: <br />Professional Liability insurance for large scale art installation. <br />My recommendation for the installers having professional liability coverage is due to the <br />complexity of the installations (larger in scale). <br />These installations are not like hanging a picture in an art studio. The terrain, weight <br />and complexity of the work comes with risks with the installation. <br />The other piece is if the installer is providing advice or guidance on the installation. This <br />is similar to an engineering consultant who provides guidance on specific installation <br />requirements. <br />In the event where a property owner or artists alleges some negligence, errors, or <br />omissions in how the art was installed, the professional liability insurance would help <br />cover costs for defense, settlements, and judgements resulting from lawsuits or claims. <br />Its in their best to have this type of coverage. <br />This insurance safeguards the County against claims that a vendor's services or <br />advice caused such as financial harm due to negligence, errors, or omissions. <br />Yes, the cost of insurance can be high, but its usually cheaper than have a major claim <br />put against you for a mistake that took place. <br />I’m at the point where I feel like I’ve done everything I can do to ease Melissa’s mind in terms of <br />trying to find a contractor, trying to get this PL situation figured out, and I’ve hit a wall. I’m also <br />running out of time to get this figured out. <br /> <br />Please let me know if a GL policy will be ok for this year. <br /> <br />Katie <br /> <br /> <br /> <br />Katie Murray <br />Director, Orange County Arts Commission <br />Executive Director, Orange County Arts Alliance <br />Docusign Envelope ID: 8BBD7CAF-065F-4F8A-89F9-E0C70FA0C506