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Docusign Envelope ID: B576D624-E16E-4D9F-BC67-5703DE54A6F8 <br /> UMBRELLA <br /> 21. "Temporary worker" means a person who is (1) Warranties or representations made <br /> furnished to you to substitute for a permanent at any time with respect to the fitness, <br /> "employee" on leave or to meet seasonal or quality, durability, performance or use <br /> short-term workload conditions. of"your work"; and <br /> 22. "Title" means the name of a literary or artistic (2) The providing of or failure to provide <br /> work. warnings or instructions. <br /> 23. "Unsolicited communication" means any C. With respect to Coverage C: <br /> communication, in any form, that the recipient 1. "Crisis management advisor" means any <br /> of such communication did not specifically public relations firm or crisis management <br /> request to receive. firm approved by us that is hired by you to <br /> 24. "Volunteer worker" means a person who is not perform "crisis management services" in <br /> your "employee", and who donates his or her connection with a "crisis management event". <br /> work and acts at the direction of and within the 2. "Crisis management event" means an "event" <br /> scope of duties determined by you, and is not or "occurrence" that your "executive officer" <br /> paid a fee, salary or other compensation by you reasonably determines has resulted, or may <br /> or anyone else for their work performed by you. result, in: <br /> 25. "Your product": a. Damages covered by this Coverage A or <br /> Coverage B that are in excess of the total <br /> a. Means: applicable limits of the "underlying <br /> (1) Any goods or products, other than real insurance" or"self-insured retention"; and <br /> property, manufactured, sold, handled, b. Significant adverse regional or national <br /> distributed or disposed of by: media coverage. <br /> (a) You; 3. "Crisis management service expenses" <br /> (b) Others trading under your name; or means amounts incurred by you, after a <br /> (c) A person or organization whose "crisis management event" first commences <br /> business or assets you have and before such event ends: <br /> acquired; and a. For the reasonable and necessary: <br /> (2) Containers (other than vehicles), (1) Fees and expenses of a "crisis <br /> materials, parts or equipment furnished management advisor" in the <br /> in connection with such goods or performance for you of "crisis <br /> products. management services" solely for a <br /> "crisis management event"; and <br /> b. Includes: <br /> (2) Costs for printing, advertising, mailing <br /> (1) Warranties or representations made at of materials or travel by your <br /> any time with respect to the fitness, directors, officers, employees or <br /> quality, durability, performance or use agents or a "crisis management <br /> of"your product"; and advisor" solely for a "crisis <br /> management event"; and <br /> (2) The providing of or failure to provide b. For the following expenses resulting from <br /> warnings or instructions. such "crisis management event", provided <br /> c. Does not include vending machines or that such expenses have been approved <br /> other property rented to or located for the by us: <br /> use of others but not sold. (1) Medical expenses; <br /> 26. "Your work": (2) Funeral expenses; <br /> a. Means: (3) Psychological counseling; <br /> (1) Work or operations performed by you (4) Travel expenses; <br /> or on your behalf; and (5) Temporary living expenses; <br /> (2) Materials, parts or equipment furnished (6) Expenses to secure the scene of a <br /> in connection with such work or "crisis management event"; or <br /> operations. (7) Any other expenses pre-approved by <br /> b. Includes: us. <br /> EU 00 01 07 16 ©2016 The Travelers Indemnity Company.All rights reserved. Page 21 of 22 <br />