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Docusign Envelope ID: B576D624-E16E-4D9F-BC67-5703DE54A6F8
<br /> UMBRELLA
<br /> b. With respect to "personal injury", an (5) Oral or written publication, including
<br /> offense arising out of your business that publication by electronic means, of
<br /> results in "personal injury". All "personal material that:
<br /> injury" caused by the same or related
<br /> injurious material, act or offense will be (a) Appropriates a person's name,
<br /> deemed to be caused by one "occurrence", voice, photograph or likeness; or
<br /> regardless of the frequency or repetition (b) Unreasonably places a person in
<br /> thereof, the number and kind of media a false light.
<br /> used or the number of persons or b. Includes "bodily injury" caused by one or
<br /> organizations making claims or bringing"suits"; and more of the offenses described in
<br /> Paragraph a. above.
<br /> c. With respect to "advertising injury", an
<br /> offense committed in the course of 17. "Pollutants" mean any solid, liquid, gaseous or
<br /> advertising your goods, products and thermal irritant or contaminant, including
<br /> services that results in "advertising injury". smoke, vapor, soot, fumes, acids, alkalis,
<br /> All "advertising injury" caused by the same chemicals and waste. Waste includes
<br /> or related injurious material, act or offense materials to be recycled, reconditioned or
<br /> will be deemed to be caused by one reclaimed.
<br /> "occurrence", regardless of the frequency 18. "Property damage" means:
<br /> or repetition thereof, the number and kind
<br /> of media used or the number of persons or a. Physical injury to tangible property,
<br /> organizations making claims or bringing including all resulting loss of use of that
<br /> "suits". property. All such loss of use will be
<br /> 15. "Officer" means a person holding any of the deemed to occur at the time of the
<br /> officer positions created by your charter, physical injury that caused it; or
<br /> constitution, bylaws or any other similar b. Loss of use of tangible property that is not
<br /> governing document. physically injured. All such loss of use will
<br /> 16. "Personal injury": be deemed to occur at the time of the
<br /> "occurrence" that caused it.
<br /> a. Means injury, other than "advertising
<br /> injury", caused by one or more of the For the purposes of this insurance, "electronic
<br /> following offenses: data" is not tangible property.
<br /> (1) False arrest, detention or 19. "Self-insured retention" is the greater of:
<br /> imprisonment; a. The amount shown in the Declarations
<br /> (2) Malicious prosecution; which the insured must first pay under
<br /> (3) The wrongful eviction from, wrongful Coverage B for damages because of all
<br /> entry into, or invasion of the right of "bodily injury", "property damage",
<br /> private occupancy of a room, dwelling "personal injury" or "advertising injury"
<br /> or premises that a person occupies, arising out of any one "occurrence"; or
<br /> provided that the wrongful eviction, b. The applicable limit of insurance of any
<br /> wrongful entry or invasion of the right of "other insurance" that applies.
<br /> private occupancy is committed by or
<br /> on behalf of the owner, landlord or 20. "Slogan":
<br /> lessor of that room, dwelling or a. Means a phrase that others use for the
<br /> premises; purpose of attracting attention in their
<br /> (4) Oral or written publication, including advertising.
<br /> publication by electronic means, of b. Does not include a phrase used as, or in,
<br /> material that slanders or libels a person
<br /> or organization or disparages a the name of:
<br /> person's or organization's goods, (1) Any person or organization other than
<br /> products or services, provided that the you; or
<br /> claim is made or the "suit" is brought by
<br /> a person or organization that claims to (2) Any business, or any of the premises,
<br /> have been slandered or libeled, or that goods, products, services or work, of
<br /> claims to have had its goods, products any person or organization other than
<br /> or services disparaged; or you.
<br /> Page 20 of 22 ©2016 The Travelers Indemnity Company.All rights reserved. EU 00 01 07 16
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