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Docusign Envelope ID: B576D624-E16E-4D9F-BC67-5703DE54A6F8 <br /> UMBRELLA <br /> a. Means injury, other than "personal injury", b. In, by or with any other electronic means <br /> caused by one or more of the following of communication, such as the Internet, if <br /> offenses: that material is part of: <br /> (1) Oral or written publication, including (1) Radio or television programming <br /> publication by electronic means, of being transmitted; <br /> material in your "advertisement" that <br /> slanders or libels a person or (2) Other entertainment, educational, <br /> instructional, music or news <br /> organization or disparages a person's programming being transmitted; or <br /> or organization's goods, products or <br /> services, provided that the claim is (3) Advertising transmitted with any such <br /> made or the "suit" is brought by a programming. <br /> person or organization that claims to 6. "Consumer financial identity information" <br /> have been slandered or libeled, or that means any of the following information for a <br /> claims to have had its goods, products person that is used or collected for the <br /> or services disparaged; purpose of serving as a factor in establishing <br /> (2) Oral or written publication, including such person's eligibility for personal credit, <br /> publication by electronic means, of insurance or employment or for the purpose <br /> material in your"advertisement" that: of conducting a business transaction: <br /> (a) Appropriates a person's name, a. Part or all of the account number, the <br /> voice, photograph or likeness; or expiration date or the balance of any <br /> (b) Unreasonably places a person in a credit, debit, bank or other financial <br /> false light; or account; <br /> b. Information bearing on a person's credit <br /> (3) Infringement of copyright, "title" or worthiness, credit standing or credit <br /> "slogan" in your "advertisement", <br /> capacity; <br /> provided that the claim is made or the c. Social security number; <br /> suit is brought by a person or <br /> organization that claims ownership of d. Driver's license number, or <br /> such copyright, "title" or"slogan". e. Birth date. <br /> b. Includes "bodily injury" caused by one or 7, "Consumer financial protection law" means: <br /> more of the offenses described in <br /> Paragraph a. above. a. The Fair Credit Reporting Act (FCRA) and <br /> any of its amendments, including the Fair <br /> 3. "Auto" means: and Accurate Credit Transactions Act <br /> a. A land motor vehicle, trailer or semitrailer (FACTA); <br /> designed for travel on public roads, b. California's Song-Beverly Credit Card Act <br /> including any attached machinery or and any of its amendments; or <br /> equipment; or <br /> C. Any other law or regulation that restricts <br /> b. Any other land vehicle that is subject to a or prohibits the collection, dissemination, <br /> compulsory or financial responsibility law or transmission, distribution or use of <br /> other motor vehicle insurance law where it "consumer financial identity information". <br /> is licensed or principally garaged. <br /> includes a "leased worker". <br /> However, "auto" does not include "mobile 8• "Employee" <br /> Employee does not include a temporary <br /> equipment". worker". <br /> 4. "Bodily injury" means: 9. "Good Samaritan services" means any <br /> a. Physical harm, including sickness or emergency medical services for which no <br /> disease, sustained by a person; or compensation is demanded or received. <br /> b. Mental anguish, injury or illness, or 10. "Impaired property" means tangible property, <br /> emotional distress, resulting at any time other than "your product" or "your work", that <br /> from such physical harm, sickness or cannot be used or is less useful because: <br /> disease. a. It incorporates "your product" or "your <br /> S. "Broadcasting" means transmitting any audio or work" that is known or thought to be <br /> visual material for any purpose: defective, deficient, inadequate or <br /> a. By radio or television; or dangerous; or <br /> Page 18 of 22 ©2016 The Travelers Indemnity Company.All rights reserved. EU 00 01 07 16 <br />