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Docusign Envelope ID: B576D624-E16E-4D9F-BC67-5703DE54A6F8 <br /> UMBRELLA <br /> execution of that contract or agreement by such SECTION VI — DEFINITIONS <br /> insured. A. With respect to all coverages of this insurance: <br /> 2. Reimbursement of any amount recovered will 1. "Applicable underlying limit" means the sum of: <br /> be made in the following order: <br /> a. The applicable limit of insurance stated <br /> a. First, to any person or organization for the policies of "underlying insurance" <br /> (including us or the insured) who has paid in the Schedule Of Underlying Insurance <br /> any amount in excess of the applicable limit <br /> of insurance; subject to the provisions in Paragraphs <br /> 4.a.(1), (2) and (3) of COVERAGE A — <br /> b. Next, to us; and EXCESS FOLLOW-FORM LIABILITY of <br /> c. Then, to any person or organization SECTION I —COVERAGES; and <br /> (including the insured and with respect to b. The applicable limit of insurance of any <br /> Coverage A, the "underlying insurer") that "other insurance" that applies. <br /> is entitled to claim the remainder, if any. <br /> The limits of insurance in any policy of <br /> 3. Expenses incurred in the process of recovery <br /> underlying insurance will apply even if: <br /> will be divided among all persons or <br /> organizations receiving amounts recovered a. The "underlying insurer" claims the <br /> according to the ratio of their respective insured failed to comply with any term or <br /> recoveries. condition of the policy; or <br /> U. TRANSFER OF YOUR RIGHTS AND DUTIES b. The "underlying insurer" becomes <br /> UNDER THIS INSURANCE bankrupt or insolvent. <br /> 1. Your rights and duties under this insurance may 2• "Auto hazard" means all "bodily injury" and <br /> not be transferred without our written consent "property damage" to which liability insurance <br /> except in the case of death of an individual afforded under an auto policy of "underlying <br /> Named Insured. insurance" would apply but for the exhaustion <br /> 2. If you die, your rights and duties will be of its applicable limits of insurance. <br /> transferred to your legal representative but only 3. "Electronic data" means information, facts or <br /> while acting within the scope of duties as your programs stored as or on, created or used on, <br /> legal representative. Until your legal or transmitted to or from computer software <br /> representative is appointed, anyone having (including systems and applications software), <br /> proper temporary custody of your property will hard or floppy disks, CD-ROMs, tapes, drives, <br /> have your rights and duties but only with cells, data processing devices or any other <br /> respect to that property. media which are used with electronically <br /> V. UNINTENTIONAL OMISSION OR ERROR controlled equipment. <br /> The unintentional omission of, or unintentional error 4. "Event" means an "occurrence", offense, <br /> in, any information provided by you which we relied accident, act, error, omission, wrongful act or <br /> upon in issuing this policy will not prejudice your loss. <br /> rights under this insurance. However, this provision 5. "Extended reporting period" means any period <br /> does not affect our right to collect additional of time, starting with the end of the policy <br /> premium or to exercise our rights of cancellation or period of your claims-made insurance, during <br /> nonrenewal in accordance with applicable which claims or "suits" may be first made, <br /> insurance laws or regulations. brought or reported for that insurance. <br /> W. WHEN LOSS IS PAYABLE 6. "Medical expenses" means expenses to <br /> If we are liable under this insurance, we will pay for which any Medical Payments section of any <br /> injury, damage or loss after: policy of Commercial General Liability <br /> 1. The insured's liability is established by: "underlying insurance" applies. <br /> a. A court decision; or 7. "Other insurance" means insurance, or the <br /> funding of losses, that is provided by, through <br /> b. A written agreement between the claimant, or on behalf of: <br /> the insured, any "underlying insurer" and <br /> us; and a. Another insurance company; <br /> 2. The amount of the "applicable underlying limit" b. Us or any of our affiliated insurance <br /> or "self-insured retention" is paid by or on companies; <br /> behalf of the insured. c. Any risk retention group; <br /> Page 16 of 22 ©2016 The Travelers Indemnity Company.All rights reserved. EU 00 01 07 16 <br />