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Docusign Envelope ID: B576D624-E16E-4D9F-BC67-5703DE54A6F8
<br /> UMBRELLA
<br /> 1. Damages and defense expenses because of 1. Asbestos
<br /> "bodily injury" or "property damage" included in a. Damages arising out of the actual or
<br /> the "auto hazard"; alleged presence or actual, alleged or
<br /> 2. Damages and defense expenses because of threatened dispersal of asbestos,
<br /> "bodily injury" or "property damage" included in asbestos fibers or products containing
<br /> the "products-completed operations hazard"; or asbestos, provided that the damages are
<br /> 3. Damages and defense expenses for which caused or contributed to by the hazardous
<br /> insurance is provided under any Aircraft Liability properties of asbestos.
<br /> coverage included as "underlying insurance" to b. Damages arising out of the actual or
<br /> which no aggregate limit applies. alleged presence or actual, alleged or
<br /> C. The Products-Completed Operations Aggregate threatened dispersal of any solid, liquid,
<br /> Limit is the most we will pay for the sum of all: gaseous or thermal irritant or
<br /> 1. Damages; and contaminant, including smoke, vapors,
<br /> 2. Defense expenses if such expenses are within soot, fumes, acids, alkalis, chemicals and
<br /> the limits of insurance of this policy; waste, and that are part of any claim or
<br /> because of "bodily injury" or "property damage" "suit" which also alleges any damages
<br /> included in the "products-completed operations described in Paragraph a. above.
<br /> hazard". c. Any loss, cost or expense arising out of
<br /> D. Subject to Paragraph B. or C. above, whichever any:
<br /> applies, the Occurrence Limit is the most we will (1) Request, demand, order or statutory
<br /> pay for the sum of all: or regulatory requirement that any
<br /> 1. Damages, and defense expenses if such insured or others test for, monitor,
<br /> expenses are within the limits of insurance of clean up, remove, contain, treat,
<br /> this policy, under Coverage A arising out of any detoxify or neutralize, or in any way
<br /> one "event" to which the "underlying insurance" respond to, or assess the effects of,
<br /> applies a limit of insurance that is separate asbestos, asbestos fibers or products
<br /> from any aggregate limit of insurance; and containing asbestos; or
<br /> 2. Damages under Coverage B because of all (2) Claim or "suit" by or on behalf of any
<br /> "bodily injury", "property damage", "personal governmental authority or any other
<br /> injury" or "advertising injury" arising out of any person or organization because of
<br /> one "occurrence". testing for, monitoring, cleaning up,
<br /> For the purposes of determining the applicable removing, containing, treating,
<br /> Occurrence Limit, all related acts or omissions detoxifying or neutralizing, or in any
<br /> committed in the providing or failing to provide first way responding to, or assessing the
<br /> aid or "Good Samaritan services" to any one person effects of, asbestos, asbestos fibers
<br /> will be considered one "occurrence". or products containing asbestos.
<br /> E. The Crisis Management Service Expenses Limit is 2. Employment-Related Practices
<br /> the most we will pay for the sum of all "crisis Damages because of injury to:
<br /> management service expenses" arising out of all a. A person arising out of an
<br /> crisis management events". Payment of such p g y:
<br /> "crisis management service expenses" is in addition (1)Refusal to employ that person;
<br /> to, and will not reduce, any other limit of insurance (2)Termination of that person's
<br /> of this policy. employment; or
<br /> F. The limits of insurance of this policy apply (3) Employment-related practice, policy,
<br /> separately to each consecutive annual period and act or omission, such as coercion,
<br /> to any remaining period of less than 12 months, demotion, evaluation, reassignment,
<br /> starting with the beginning of the policy period discipline, failure to promote or
<br /> shown in the Declarations. If the policy period is advance, harassment, humiliation,
<br /> extended after issuance for an additional period of discrimination, libel, slander, violation
<br /> less than 12 months, the additional period will be of the person's right of privacy,
<br /> deemed part of the last preceding period for malicious prosecution or false arrest,
<br /> purposes of determining the limits of insurance. detention or imprisonment, applied to
<br /> SECTION IV—EXCLUSIONS or directed at that person, regardless
<br /> This insurance does not apply to: of whether such practice, policy, act
<br /> A. With respect to Coverage A and Coverage B: or omission occurs, is applied or is
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