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Docusign Envelope ID: B576D624-E16E-4D9F-BC67-5703DE54A6F8 <br /> UMBRELLA <br /> Insurance because of its different policy date provision, the retroactive date for <br /> period will not reduce or exhaust the Coverage A of this insurance is the same as <br /> applicable limit of insurance stated for the retroactive date of that "underlying <br /> such "underlying insurance"; insurance". <br /> (2) Payments of "medical expenses" that B. COVERAGE B— UMBRELLA LIABILITY <br /> are covered by that "underlying 1. We will pay on behalf of the insured those <br /> insurance" and are incurred for "bodily <br /> d retention" <br /> injury" caused by an accident that takes that the insured becomes sums in excess of the llegally eobligated to <br /> place during the policy period of this pay as damages because of "bodily injury", <br /> Excess Follow-Form And Umbrella "property damage", "personal injury" or <br /> Liability Insurance; or <br /> "advertising injury to which Coverage B of <br /> (3) Payments of defense expenses that this insurance applies. <br /> are covered by that "underlying 2. Coverage B of this insurance applies to <br /> insurance", only if such "underlying "bodily injury" or"property damage" only if: <br /> insurance" includes such payments <br /> within the limits of insurance. However, a. The "bodily injury" or "property damage" is <br /> if such "underlying insurance" has a caused by an "occurrence" that takes <br /> policy period which differs from the place anywhere in the world; <br /> policy period of this Excess Follow- b. The "bodily injury" or "property damage" <br /> Form And Umbrella Liability Insurance, occurs during the policy period; and <br /> any such payments for defense c. Prior to the policy period, no insured listed <br /> expenses that would not be covered by under Paragraph 1. in Paragraph B., <br /> this Excess Follow-Form And Umbrella COVERAGE B — UMBRELLA <br /> Liability Insurance because of its LIABILITY, of SECTION II — WHO IS AN <br /> different policy period will not reduce or INSURED and no "employee" authorized <br /> exhaust the applicable limit of by you to give or receive notice of an <br /> insurance stated for such "underlying "occurrence" or claim, knew that the <br /> insurance". "bodily injury" or "property damage" had <br /> If the applicable limit of insurance stated for occurred, in whole or in part. If such a <br /> the policies of "underlying insurance" in the listed insured or authorized "employee" <br /> Schedule Of Underlying Insurance is knew, prior to the policy period, that the <br /> actually reduced or exhausted by other "bodily injury" or "property damage" <br /> payments, Coverage A of this insurance is occurred, in whole or in part, then any <br /> not invalidated. However, in the event of a continuation, change or resumption of <br /> loss, we will pay only to the extent that we such "bodily injury" or "property damage" <br /> would have paid had such limit not been during or after the policy period will be <br /> actually reduced or exhausted by such deemed to have been known prior to the <br /> other payments. policy period. <br /> b. If any "underlying insurance" has a limit of 3. Coverage B of this insurance applies to <br /> insurance greater than the amount shown "personal injury" or "advertising injury" caused <br /> for that insurance in the Schedule of by an offense arising out of your business, but <br /> Underlying Insurance, this insurance will only if the offense was committed during the <br /> apply in excess of that greater amount. If policy period anywhere in the world. <br /> any "underlying insurance" has a limit of 4. The amount we will pay for damages is limited <br /> insurance, prior to any reduction or as described in SECTION III — LIMITS OF <br /> exhaustion by payment of damages, INSURANCE. <br /> "medical expenses" or defense expenses <br /> described in Paragraph a. above, that is 5. "Bodily injury" or"property damage": <br /> less than the amount shown for that a. Which occurs during the policy period; and <br /> insurance in the Schedule Of Underlying b. Which was not prior to, but was during, the <br /> Insurance, this insurance will apply in policy period known to have occurred by <br /> excess of the amount shown for such any insured listed under Paragraph 1. in <br /> insurance in the Schedule Of Underlying Paragraph B., COVERAGE B — <br /> Insurance. UMBRELLA LIABILITY of SECTION II — <br /> S. When the "underlying insurance" applies on a WHO IS AN INSURED, or any "employee" <br /> claims-made basis and includes a retroactive authorized by you to give notice of an <br /> "occurrence" or claim; <br /> Page 2 of 22 ©2016 The Travelers Indemnity Company.All rights reserved. EU 00 01 07 16 <br />