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Orange County Minimum Insurance Coverage Requirements
<br />Note: An Exception or Waiver of Minimum Coverage may only be granted at the discretion and approval of Risk Management based on assessment of risk posed to the county.
<br />
<br />Coverage Low Risk Profile Standard Risk Profile High Risk Profile Specialty Encroachment Premises Lease
<br />Commercial General Liability
<br />
<br />
<br />
<br />
<br />Products/Completed Operation Explosion,
<br />Collapse & Underground (XCU)
<br />$1,000,000/$2,000,000
<br />Per accident
<br />
<br />
<br />
<br />
<br />As above
<br />$1,000,000/$2,000,000
<br />
<br />
<br />
<br />
<br />
<br />As Above
<br />If any, Limit to be determined.
<br />$1,000,000/$2,000,000
<br />
<br />
<br />
<br />
<br />
<br />As above
<br />If any, TBD.
<br />$1,000,000*
<br />
<br />
<br />
<br />
<br />
<br />As Above
<br />If any, TBD.
<br />$1,000,000
<br />
<br />
<br />
<br />
<br />
<br />
<br />$1,000,000
<br />Automobile Liability
<br />
<br />$1,000,000 (CSL)
<br />Per occurrence
<br />$1,000,000* $1,000,000* $1,000,000* N/A N/A
<br />**Workers’ Compensation Statutory Statutory Statutory Statutory N/A Statutory
<br />**Employer’s Liability 100/500/100 500/500/500* 500/500/500 500/500/500* N/A 100/500/100
<br />** Waiver of Subrogation on WC Required if available Required if available Required Required N/A N/A
<br />Umbrella Liability $1,000,000 $2,000,000 $2,000,000+ $9,000,000+ N/A N/A
<br />Professional Liability may be required
<br />on a risk profile depending on nature of
<br />services provided by contract. Coverage
<br />required for professional service such
<br />as accountant, attorney, architect,
<br />design, engineering, health care and
<br />most consultants.
<br />$1,000,000 per
<br />occurrence
<br />$1,000,000 TBD TBD N/A N/A
<br />Sexual Misconduct (Sexual
<br />Abuse/Molestation) may be required
<br />for contractors working directly one-on-
<br />one with children and elderly or in
<br />overnight sheltering capacities.
<br />$1,000,000/$2,000,000 $1,000,000/$2,000,000 TBD TBD N/A TBD
<br />Cyber Liability may be required for
<br />contractors having access to personal
<br />identifying information, and/or
<br />computer networks.
<br />$1,000,000/$2,000,000 TBD TBD TBD N/A
<br />Environmental/Pollution Liability
<br />required if demolition, use of
<br />N/A $1,000,000 $1,000,000+* $1,000,000+* N/A N/A
<br />Docusign Envelope ID: 3C46D4D9-4262-4835-B314-9FEB472CCC00
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