2025-232-E-AMS-Harrod and Assoc. Constructors-OC Health Department Improvements

Browse Search

Copyright, 2013 Selective Insurance Company of America. All rights reserved. CM 71 05 07 13 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page 8 of 15 (8) Excess Ordinance Or Law Coverage (a) The coverage provided by this Coverage Extension shall apply in excess of any coverage provided in this policy elsewhere for Ordi- nance or Law covering the repair, replacement or reconstruction of property to the standards of a “green standards organization” or for other environmentally friendly or sustainable design features mandated by the applicable build- ing code. (b) The coverage provided in this Paragraph (8) applies to the Increased Cost of Construction part of Ordinance or Law Cov- erage. It does not apply to any costs to demolish property or for loss or damage to undamaged property. (c) The coverage provided in this Paragraph (8) does not apply to additional costs for use of “green” construction materials or construc- tion methods or processes or payment of professionals fees broader in scope than that pro- vided in Paragraphs (1) through (5) of this Coverage Extension. (d) The coverage provided in this Paragraph (8) does not apply to any costs due to an Ordinance or Law that you were required but failed to comply with before the loss or damage. B. EXCLUSIONS 1. We will not pay for loss or damage caused directly or indirectly by any of the following. Such loss or damage is excluded regardless of any other cause or event that contributes concurrently or in any sequence to the loss or damage. a. ORDINANCE OR LAW Except as provided under Coverage Extension 4.i. Building Ordinance or Law: The enforcement of any ordinance or law: (1) Regulating the construction, use or repair of any property; or (2) Requiring the tearing down of any property, including the cost of removing its debris. This exclusion applies whether the loss or damage results from: (a) An ordinance or law that is enforced even if the property has not been damaged; or (b) The increased costs incurred to comply with an ordinance or law in the course of construction, repair, renovation, remodeling or demoli- tion of property, or removal of its debris, following a physical loss or damage to that property. b. EARTH MOVEMENT (1) “Earthquake”, including any earth sinking, rising or shifting related to such event; (2) Landslide, including any earth sinking, rising or shifting related to such event; (3) Mine subsidence, meaning subsidence of a man-made mine, whether or not mining activity has ceased; (4) Earth sinking (other than sinkhole collapse), rising or shifting including soil conditions which cause settling, cracking or other disarrangement of foundations or other parts of realty. Soil conditions include contraction, expansion, freezing, thawing, erosion, improperly compacted soil and the action of water under the ground surface. (5) Volcanic eruption, explosion or effusion. But if volcanic eruption, explosion or effusion results in fire, building glass breakage or “volcanic action”, we will pay for the loss or damage caused by that fire, building glass breakage or “volcanic action”. But if Earth Movement, as described in b.(1) through b.(4) above, results in fire or explosion, we will pay for the loss or damage to Covered Property caused by that fire or explosion. This exclusion does not apply to Covered Property while in transit. c. GOVERNMENTAL ACTION Seizure or destruction of property by order of governmental authority. Docusign Envelope ID: 186E0FF8-664C-4A5C-9F97-28196CE69FD1