2025-232-E-AMS-Harrod and Assoc. Constructors-OC Health Department Improvements

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Copyright, 2013 Selective Insurance Company of America. All rights reserved. CM 71 05 07 13 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page 2 of 15 (2) If the total of the actual debris removal expense plus the direct physical loss or damage to Covered Property exceeds the Limit of Insurance, we will pay up to an additional $25,000 for debris removal expense. b. Pollutant Clean Up and Removal We will pay your expense to extract “pollutants” from land or water at the “job site” if the discharge, dispersal, seepage, migration, release or escape of the “pollut- ants” is caused by or results from a Covered Cause of Loss that occurs during the policy period. The expenses will be paid only if they are reported to us in writing within 180 days after the date on which the Covered Cause of Loss occurs. The most we will pay for each “job site” under this Coverage Extension is $25,000 for the sum of all covered expenses arising out of Covered Causes of Loss occurring during each separate 12 month period of this policy. The deductible applicable to loss or dam- age applies separately to each occurrence of loss or damage under this Coverage Extension. c. Fire Department Service Charge When the fire department is called to save or protect Covered Property from a Covered Cause of Loss, we will pay up to $10,000 for your liability for fire department service charges: (1) Assumed by contract or agreement prior to loss or damage; or (2) Required by local ordinance. No Deductible applies to this Coverage Extension. d. Back Up of Sewer, Drain or Sump We will pay for direct loss or damage to Covered Property caused by: (1) Water or waterborne material that backs up or overflows or is otherwise discharged from the described build- ing’s sewer, drain, sump pump or related equipment; or (2) Water under the ground surface, pressing on, or flowing or seeping through foundations, walls, floors or paved surfaces. However, with respect to Paragraph (1) above, we will not pay the cost of repairing or replacing a sump pump or its related equipment in the event of mechanical breakdown. For purposes of this Coverage Extension, drain does not include a roof drain, gutter, downspout or similar fixtures or equipment. This Coverage Extension does not apply to loss or damage caused by or resulting from: (1) Your failure to keep a sump pump or its related equipment in proper working condition; or (2) Your failure to perform the routine maintenance or repair necessary to keep a sewer or drain free from obstructions. The most we will pay for loss or damage to Covered Property under this Coverage Extension is $100,000 unless otherwise stated in the Special Provisions section in the Declarations. The deductible applicable to loss or dam- age applies separately to each occurrence of loss or damage under this Coverage Extension. This Coverage Extension is not flood insur- ance. We will not pay for direct physical loss or damage from water or waterborne material that backs up or overflows from a sewer, drain or sump pump caused by any “flood” whether or not the “flood” contrib- utes concurrently or in any sequence to the loss. This applies regardless of the prox- imity of the “flood” to Covered Property. e. Limited Coverage For “Fungus”, Wet Rot And Dry Rot (1) The coverage described in e.(2) applies only when “fungus”, or wet or dry rot is the result of (a) a “specified cause of loss or damage” other than fire or lightning, or, to the extent applicable, (b) Flood that occurs during the policy period and only if all reason- able means were used to save and preserve the property from further damage at the time of and after that occurrence. (2) We will pay for loss or damage to Covered Property by “fungus”, or wet or dry rot. As used in this Coverage Extension, loss or damage means: Docusign Envelope ID: 186E0FF8-664C-4A5C-9F97-28196CE69FD1