Copyright, 2010 Selective Insurance Company of America. All rights reserved. CA 77 35 02 10
<br />Includes copyrighted material of Insurance Services Office, Inc., with its permission.Page 7 of 8
<br />The following is added to SECTION III, D. — Deductible:
<br />Any Comprehensive Coverage Deductible shown in the
<br />Declarations will be reduced by 50% for any “loss” caused
<br />by theft if the vehicle is equipped with a radio frequency
<br />tracking device and that device was the method of
<br />recovery of the vehicle
<br />Amendments To SECTION IV — BUSINESS AUTO-
<br />MOBILE CONDITIONS
<br />Multiple Deductibles
<br />The following is added to SECTION IV, A. — Loss
<br />Conditions:
<br />6. If a Comprehensive or Specified Causes of Loss
<br />Coverage “loss” from one “accident” involves two or
<br />more “covered autos,” only the highest deductible
<br />applicable to those coverages will be applied to the
<br />“accident,” if the cause of the loss is covered for those
<br />vehicles. This provision only applies if you carry
<br />Comprehensive or Specified Causes of Loss Coverage
<br />for those vehicles, and does not extend coverage to
<br />any “covered autos” for which you do not carry such
<br />coverage.
<br />Duties In The Event Of Accident, Claim, Suit Or Loss
<br />The following is added to SECTION IV, A. 2. a. — Duties
<br />In The Event Of Accident, Claim, Suit Or Loss:
<br />The notice requirements for reporting “accident,” claim,
<br />“suit” or “loss” information to us, including provisions
<br />related to the subsequent investigation of such, “accident”,
<br />claim, “suit” or “loss” do not apply until the “accident”,
<br />claim, “suit” or “loss” is known to:
<br />1. You, if you are an individual;
<br />2. A partner, if you are a partnership;
<br />3. An executive officer or insurance manager, if you are a
<br />corporation;
<br />4. Your members, managers or insurance manager, if
<br />you are a limited liability company;
<br />5. Your elected or appointed officials, trustees, board
<br />members, or your insurance manager, if you are an
<br />organization other than a partnership, joint venture, or
<br />limited liability company.
<br />But, this section does not amend the provisions relating to
<br />notification of police, protection or examination of the
<br />property which was subject to the “loss”.
<br />Waiver Of Subrogation
<br />The following modifies SECTION IV, A. 5. — Transfer
<br />Of Rights Of Recovery Against Us To Others:
<br />SECTION IV, A. 5. — Transfer Of Rights Of
<br />Recovery Against Us To Others is deleted in its
<br />entirety and replaced with the following:
<br />We waive any right of recovery we may have against
<br />any person or organization because of payments we
<br />make for “bodily injury” or “property damage” arising
<br />out of a covered “auto” only when you have assumed
<br />liability for such “bodily injury” or “property damage”
<br />under “insured contract.” In all other respects, if a
<br />person or organization to or from whom we make
<br />payment under this Coverage Form has rights to
<br />recover damages from another, those rights are
<br />transferred to us.
<br />Concealment, Misrepresentation Or Fraud
<br />The following is added to SECTION IV, B. 2. —
<br />Concealment, Misrepresentation Or Fraud:
<br />e. If you should unintentionally fail to disclose any
<br />existing hazards in your representations to us at
<br />the inception date of the policy, or during the
<br />policy period in connection with any additional
<br />hazards, we shall not deny coverage under this
<br />Coverage Part based upon such failure.
<br />Policy Period, Coverage Territory
<br />The following modifies SECTION IV, B. 7. — General
<br />Conditions:
<br />SECTION IV, B. 7. — Policy Period, Coverage
<br />Territory is modified as follows:
<br />The definition of coverage territory is amended to
<br />include anywhere in the world for covered “autos”
<br />hired on a short term (30 days or less) basis. The
<br />“insured’s” responsibility to pay damages must be
<br />determined in a “suit” brought in:
<br />1. The United States of America;
<br />2. The territories or possessions of the United States
<br />of America;
<br />3. Puerto Rico; or
<br />4. Canada; or
<br />in a settlement we agree to.
<br />Two Or More Coverage Forms Or Policies Issued
<br />By Us
<br />The following modifies SECTION IV, B. 8. — General
<br />Conditions:
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<br />Docusign Envelope ID: 186E0FF8-664C-4A5C-9F97-28196CE69FD1
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