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<br /> Orange County Minimum Insurance Coverage Requirements
<br /> Note: An Exception or Waiver of Minimum Coverage may only be granted at the discretion and approval of Risk Management based on assessment of risk posed to the county.
<br /> Coverage Low Risk Profile Standard Risk Profile High Risk Profile Specialty Encroachment Premises Lease
<br /> Commercial General Liability $1,000,000/$2,000,000 $1,000,000/$2,000,000 $1,000,000/$2,000,000 $1,000,000* $1,000,000 $1,000,000
<br /> Per accident
<br /> Products/Completed Operation Explosion,
<br /> Collapse&Underground(XCU) As above As Above As above As Above
<br /> If any,Limit to be determined. If any,TBD. If any,TBD.
<br /> Automobile Liability $1,000,000(CSL) $1,000,000* $1,000,000* $1,000,000* N/A N/A
<br /> Per occurrence
<br /> **Workers'Compensation Statutory Statutory Statutory Statutory N/A Statutory
<br /> **Employer's Liability 100/500/100 500/500/500* 500/500/500 500/500/500* N/A 100/500/100
<br /> **Waiver of Subrogation on WC Required if available Required if available Required Required N/A N/A
<br /> Umbrella Liability $1,000,000 $2,000,000 $2,000,000+ $9,000,000+ N/A N/A
<br /> Professional Liability maybe required $1,000,000 per $1,000,000 TBD TBD N/A N/A
<br /> on a risk profile depending on nature of occurrence
<br /> services provided by contract.Coverage
<br /> required for professional service such
<br /> as accountant,attorney,architect,
<br /> design,engineering,health care and
<br /> most consultants.
<br /> Sexual Misconduct(Sexual $1,000,000/$2,000,000 $1,000,000/$2,000,000 TBD TBD N/A TBD
<br /> Abuse/Molestation)may be required
<br /> for contractors working directly one-on-
<br /> one with children and elderly or in
<br /> overnight sheltering capacities.
<br /> Cyber Liability may be required for $1,000,000/$2,000,000 TBD TBD TBD N/A
<br /> contractors having access to personal
<br /> identifying information,and/or
<br /> computer networks.
<br /> Environmental/Pollution Liability N/A $1,000,000 $1,000,000+* $1,000,000+* N/A N/A
<br /> required if demolition,use of
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