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19 <br /> Investingin Employees <br /> — Increase in Health Insurance Costs - $1 ,308,285 <br /> • 6.5% rate increase for active employees <br /> — $809,475 cost increase <br /> • Pre-65 and Post-65 Retiree Coverage <br /> — Increase due to both rate increase and additional participants <br /> — $498,810 cost increase <br /> — Increase in Dental Insurance Costs - $16,405 <br /> • 4% increase <br /> ORANGE COUNTY <br /> 17 NORTH CAROLINA <br />