2025-152-E-Emergency Svc-Federal Engineering-Viper Implementation Service Agreement

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1 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. COMMERCIAL AUTO ENHANCEMENT ENDORSEMENT (VIRGINIA) This enhancement endorsement modifies coverage provided in your Virginia Commercial Auto Policy (VACAP; Ed. 9/10) by amending language provided in forms CA0001 (Business Auto Coverage Form; Ed. 3/10), CA0116 (Virginia Changes – Business Auto Coverage Form; Ed. 10/15), and ADVA01 (Xtra Features Policy Change Endorsement; Ed. 3/16). It provides coverage enhancements to the following portions of your Commercial Auto Policy: SECTION I – COVERED AUTOS SECTION I – COVERED AUTOS is amended by the addition of the following Paragraph: E. Hired Autos Coverage for hired “autos” is provided for up to 45 days anywhere in the world, but coverage only applies to hired “autos” when the “auto” is hired, leased, rented or borrowed for use in your business without a driver. However, this coverage does not apply if providing such coverage would be in violation of any economic or trade sanctions of the United States of America. Physical Damage coverage up to $100,000 actual cash value is provided on an excess basis for “autos” you hire, lease, rent or borrow if there is a covered “auto” we insure on the policy with physical damage coverage. A $500 deductible applies per “loss”. The following subparts are added to this section: SECTION II – LIABILITY COVERAGE Paragraph A.1. Who Is An Insured is amended with the addition of the following Paragraphs: d.any employee of yours while using an “auto” you do not own, borrow or hire in your business or personal affairs. e.any organization you newly acquire or form, other than a partnership, joint venture or limited liability company over which you maintain ownership or majority interest if there is no similar insurance available to that organization. Coverage is afforded until the 180 th day after you acquire or form the organization or to the end of the policy period, whichever is earlier. Coverage does not apply to “bodily injury” or “property damage” resulting from an “accident” that occurred before you acquired or formed the organization. No person or organization is an “insured” with respect to the conduct of any current or past partnership, joint venture or limited liability company that is shown as a Named “Insured” in the Declarations. f.any person or organization with whom you agreed in a written contract, written agreement, or written permit to add as an additional “insured” on your policy is an additional “insured”. Such person or organization is an additional “insured” only with respect to your ownership, maintenance or use of an “auto” we insure. This coverage is primary and noncontributory with respect to the additional “insured”. SECTION III – PHYSICAL DAMAGE COVERAGE Paragraph A.4. Coverage Extensions is amended by the addition of the following: h.Towing and Labor We will pay reasonable towing and labor costs up to $75 per disablement to any covered “auto” you own that is insured as a commercial passenger “auto”, or up to $150 per disablement for any light or medium duty truck not exceeding 26,000 pounds gross vehicle weight. Labor must be done at the sight of the disablement. i.Replacement Cost Coverage We will pay full replacement cost coverage for any covered “auto” or “trailer” you own that is involved in a total “loss” resulting from an “accident” or theft that occurs within 90 days of the purchase date. The covered “auto” or “trailer” must have been purchased new by you (never previously titled), owned by you, and scheduled on the policy Declarations. j. Auto Loan/Lease Coverage In the event of a total “loss” to a covered “auto” shown in the Declarations, we will pay any unpaid amount due on the lease or loan for a covered “auto”, less: 1.The amount paid under the Physical Damage Coverage section of the policy; and 2.Any: a.Overdue lease/loan payments at the time of the “loss”; and ERIE INSURANCE COMMERCIAL AUTO ACVE01 (Ed. 6/19) UF-C803 Q07-0134055 Docusign Envelope ID: CD5AF37B-9329-4A56-A3A9-1CA551A79D8D