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25 <br /> Chair Bedford said that the history is that Habitat scored higher, but they provided the <br /> award to Empowerment because of the impact on the need. <br /> Commissioner Fowler said that she thought that leveraging was based on leveraging of <br /> the county's funds. <br /> Blake Rosser said it is not gone, and he will take the discussion and come back with <br /> options. <br /> Commissioner Hamilton said that she agrees that the ability to repay should not be the <br /> only way that leverage is used. <br /> Commissioner Richards said that she agrees. <br /> Chair Bedford said that if you are discussing impact, leveraging is important to consider <br /> and that she thinks the points are just too much for that category. <br /> Commissioner Hamilton said they have to think about long term and what's sustainable <br /> vs. individual past examples. She said they also have to think of the impact of the differences and <br /> that they could score projects using new and old score cards. <br /> Vice-Chair Greene said the intangible impact is going to be hard to measure. She said <br /> some projects structurally do not have the ability to pay money back and she does not want to <br /> hold that against them. She said that she is comfortable with the score being based on capacity <br /> to bring in additional money for the project. <br /> Chair Bedford said that she was reading it thinking about tax-credits and investors <br /> because she cannot envision that they can pay the funds back. <br /> Blake Rosser said that the homebuyer assistance programs, such as no or low interest <br /> loans, could be paid back. He said that he wonders if prioritizing the money to attract other money <br /> unintentionally favors existing organizations. <br /> Chair Bedford said that it unintentionally favors Habitat. <br /> Commissioner Fowler said that it is useful because leveraging can be beneficial. <br /> Chair Bedford asked about the 10% carve out. She said they should be looking into what <br /> type of housing they want. She said if they have funds to spend,where should they focus spending <br /> to accomplish it. She said the rubric should be written to fit that need and priority should be placed <br /> on naturally occurring affordable housing. She said that she is not sure if borrowed money could <br /> be used for those projects. She said that she likes the idea of having a different rubric and she <br /> does not think they should be deciding a percentage or amount at this point. <br /> Commissioner McKee asked if Chair Bedford was suggesting eliminating the carve-out. <br /> Chair Bedford said that she is saying they should be flexible and not identify a percentage <br /> or number yet. She said that the CIP shows them funds available. She said they can have <br /> retraining at the retreat on housing. <br /> Commissioner McKee said that his worry is that the repair/rehab has no visibility. He said <br /> that if they do not set a dedicated amount to these projects, they will basically be lost in the <br /> conversation and end up with much less funding. <br /> Commissioner Fowler said that 10% is a reasonable place to start and maybe it is changed <br /> next year. <br /> Commissioner Greene agreed with 10% to start for repair/rehab. <br /> Chair Bedford said that this is out for 2-3 years. <br /> Commissioner Greene said she is in favor. <br /> Travis Myren said that they have asked the bond council to see if they can use borrowed <br /> money for rehab and repair. <br /> Commissioner McKee said that even if they cannot it could free up funds. <br /> Travis Myren said it is in operating so it cannot supplant funds. <br /> Chair Bedford said that she thinks that the scoring of units needs to be weighted based <br /> on the number supplied. <br /> Commissioner Fowler said it was changed last year but the standard for disabled is no <br /> more than 20% and that is why she like the way the question was changed. <br />