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Agenda - 12-10-2024; 5-a - Public Hearing for 2025-2029 Consolidated Plan for Housing and Community Development Needs
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Agenda - 12-10-2024; 5-a - Public Hearing for 2025-2029 Consolidated Plan for Housing and Community Development Needs
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12/10/2024
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5-a
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33 <br /> homeowners living alone are age 55 or older. While the ACS does not reveal the housing costs for these <br /> senior homeowners living alone in Orange County,the Joint Center for Housing Studies of Harvard <br /> University has reported that, nationally, more than a third of adults over age 50 are housing cost- <br /> burdened (meaning they pay more than 30%of their income for housing).Therefore, it is likely that <br /> many of Orange County's older homeowners will struggle financially with home maintenance.The <br /> County can alleviate this challenge by funding home repairs for low-income homeowners, and can <br /> further support aging in place by coordinating with service agencies to connect older residents with <br /> supportive services, programs, and activities. <br /> Estimate the number and type of families in need of housing assistance who are disabled or <br /> victims of domestic violence, dating violence, sexual assault and stalking. <br /> • People with Disabilities: Based on the 2012-2016 Comprehensive Housing Affordability Strategy <br /> (CHAS) Data, an estimated 5,485 or 27%of renter households and 9,940 or 31%of homeowner <br /> households have a member with a disability.Among renters with a disability, 72%are <br /> considered low-income, meaning they earn no more than 80%of the County's area median <br /> income (AMI), and 45%of homeowners with a disability are low-income.The majority of these <br /> low-income households with a disability, both renters and owners, also have one or more <br /> housing problems, such as housing cost burden, substandard facilities, or overcrowding. <br /> • Victims of Domestic Violence, Dating Violence,Sexual Assault,and Stalking: According to the <br /> FBI Uniform Crime Reports,there were 17 reported cases of rape in Orange County in 2017.This <br /> is equivalent to a rate of 11.85 per 100,000 people; the statewide rate is 18.27 per 100,000 <br /> people. <br /> What are the most common housing problems? <br /> Housing cost burden is the most common housing problem among both renters and homeowners in <br /> Orange County. The 2012-2016 CHAS Data reveals that 21%of homeowners are housing cost-burdened, <br /> with 9% paying 30-50%of their income for housing and 12% paying more than half their income for <br /> housing. The rate of cost burden among renters is almost twice that of homeowners: 43%of renters are <br /> cost-burdened,with 19% paying 30-50%of their income for housing and 24% paying more than half. <br /> Are any populations/household types more affected than others by these problems? <br /> Senior households and households including a person with a disability are most affected by the high cost <br /> of housing in Orange County. As Tables 9 and 10 above show, about 40%of households experiencing <br /> housing cost burden are elderly. Elderly households and people with disabilities often subsist on fixed or <br /> limited incomes that cannot keep up with the rising cost of housing. <br /> People experiencing homelessness or at risk of becoming homeless are also disproportionately impacted <br /> by high housing costs, as people in these circumstances often have limited income and/or excessive <br /> costs detracting from the proportion of their incomes that can be put toward housing, making it very <br /> difficult to afford housing. <br /> Describe the characteristics and needs of Low-income individuals and families with children <br /> (especially extremely low-income) who are currently housed but are at imminent risk of <br /> FFY 2020—2024 Orange County, NC HOME Consortium 30 <br /> Consolidated Plan <br /> OMB Control No:2506-0117(exp.06/30/2018) <br />
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