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<br />INFORMATION SECURITY & PRIVACY INSURANCE WITH <br />ELECTRONIC MEDIA LIABILITY COVERAGE <br /> <br />IRFFNC MEMBER CERTIFICATE OF COVERAGE <br /> <br /> <br /> <br /> <br /> <br /> <br />Item 1. Aggregate Sublimits per Member/Named Insured $250,000 <br /> Applicable to the following: <br /> A. Information Security and Privacy Liability <br /> B. Privacy Notification Costs <br /> C. Regulatory Defense and Penalties <br /> D. Website Media Content Liability <br /> E. PCI Fines, Expenses and Costs <br /> FP-A. Cyber Extortion <br /> FP-B. First Party Data Protection <br /> FP-C. First Party Network Business Interruption <br /> 1. Forensic Expenses <br /> 2. Dependent Business Loss <br /> G. ECrime: Fraudulent Instruction, Funds Transfer Fraud, & <br /> Telephone Fraud - $10,000 Sublimit <br /> <br />*The above sublimits are part of, and not in addition to, the overall Policy Aggregate Limit of Liability <br /> <br /> <br /> <br /> <br />Item 2. Retentions: <br />A. Each Claim Retention, Security Breach Retention <br />or ECrime, includes Claims Expenses per <br />Member/Named Insured <br />$5,000 <br />B. Each incident, event or related incidents or events <br /> giving rise to an obligation to pay Privacy Notification <br />Costs pursuant to Insuring Agreement B per <br />Member/Named Insured <br /> <br /> C. Each Extortion Threat Retention per <br /> Member/Named Insured <br /> $5,000 $1,000 <br /> <br /> <br />Waiting Period per Member/Named Insured <br /> <br /> <br /> <br /> <br /> Item 3. <br />A. Limit of Liability per Claim for All Members <br /> <br /> <br /> <br /> <br /> <br /> <br />10 hours <br /> <br /> <br /> <br /> <br /> <br />$2,000,000 <br /> <br />Docusign Envelope ID: 6F75DA51-DFCD-466D-8EFA-DAA8516384CA