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5 PHYSICAL DAMAGE -ADDITIONALIfan"employee’s"personal insurance also . <br />TEMPORARY TRANSPORTATION EXPENSE applies on an excess basis to a covered "auto" <br />COVERAGEhiredorrentedbyyour"employee"on your <br />behalf and at your direction,this insurance will Paragraph A.4.a.of SECTION III -PHYSICAL <br />be primary to the "employee’s"personal DAMAGE COVERAGE is amended to provide a <br />insurance.limit of $50 per day and a maximum limit of <br />3.AMENDED FELLOW EMPLOYEE EXCLUSION $1,000. <br />6.LOAN/LEASE GAP COVERAGEEXCLUSION5.-FELLOW EMPLOYEE -of <br />SECTION II -LIABILITY COVERAGE does not Under SECTION III -PHYSICAL DAMAGE <br />apply if you have workers'compensation COVERAGE,in the event of a total "loss"to a <br />insurance in-force covering all of your covered "auto",we will pay your additional legal <br />"employees".obligation for any difference between the actual <br />Coverage is excess over any other collectible cash value of the "auto"at the time of the "loss" <br />insurance.and the "outstanding balance"of the loan/lease. <br />4.HIRED AUTO PHYSICAL DAMAGE COVERAGE "Outstanding balance"means the amount you <br />owe on the loan/lease at the time of "loss"less If hired "autos"are covered "autos"for Liability <br />any amounts representing taxes;overdueCoverageandifComprehensive,Specified <br />payments;penalties,interest or chargesCausesofLoss,or Collision coverages are <br />resulting from overdue payments;additionalprovidedunderthisCoverageFormforany <br />mileage charges;excess wear and tear charges;"auto"you own,then the Physical Damage <br />lease termination fees;security deposits not Coverages provided are extended to "autos" you <br />returned by the lessor;costs for extendedhire or borrow,subject to the following limit. <br />warranties,credit life Insurance,health,accidentThemostwewillpayfor"loss"to any hired or disability insurance purchased with the loan or "auto"is:lease;and carry-over balances from previous <br />(1)$100,000;loans or leases. <br />(2)The actual cash value of the damaged or 7.AIRBAG COVERAGE <br />stolen property at the time of the "loss"; or Under Paragraph B.EXCLUSIONS -of <br />(3)The cost of repairing or replacing the SECTION III -PHYSICAL DAMAGE <br />damaged or stolen property,COVERAGE, the following is added: <br />whichever is smallest,minus a deductible.The The exclusion relating to mechanical breakdown <br />deductible will be equal to the largest deductible does not apply to the accidental discharge of an <br />applicable to any owned "auto"for that airbag. <br />coverage. No deductible applies to "loss"caused 8.ELECTRONIC EQUIPMENT -BROADENEDby fire or lightning. Hired Auto Physical Damage COVERAGEcoverageisexcessoveranyothercollectible <br />a.The exceptions to Paragraphs B.4 -insurance.Subject to the above limit,deductible <br />EXCLUSIONS -of SECTION III -PHYSICAL and excess provisions,we will provide coverage <br />DAMAGE COVERAGE are replaced by the equal to the broadest coverage applicable to any <br />following:covered "auto"you own. <br />4.c.4.d.Exclusions and do not apply to We will also cover loss of use of the hired "auto" <br />equipment designed to be operated solelyifitresultsfroman"accident",you are legally <br />by use of the power from the "auto's"liable and the lessor incurs an actual financial <br />electrical system that,at the time of "loss", loss,subject to a maximum of $1000 per <br />is:"accident". <br />(1)Permanently installed in or upon This extension of coverage does not apply to <br />the covered "auto";any "auto"you hire or borrow from any of your <br />"employees",partners (if you are a partnership),(2)Removable from a housing unit <br />members (if you are a limited liability company),which is permanently installed in <br />or members of their households.or upon the covered "auto"; <br />(3)An integral part of the same unit <br />housing any electronic <br />equipment described in <br />Paragraphs (1)and (2)above;or <br />© 2011, The Hartford (Includes copyrighted material <br />Form HA 99 16 03 12 Page 3 of 5of ISO Properties,Inc.,with its permission.) <br />Docusign Envelope ID: 016C7FF8-5EB3-4D21-A006-0A8906E60E75