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COMMERCIAL AUTO <br />This endorsement modifies insurance provided under the following: <br />BUSINESS AUTO COVERAGE FORM <br />CA T4 20 02 15 <br />THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br />AUTO COVERAGE PLUS ENDORSEMENT <br />Page 1 of 3© 2015 The Travelers Indemnity Company. All rights reserved. <br />Includes copyrighted material of Insurance Services Office, Inc. with its permission. <br />GENERAL DESCRIPTION OF COVERAGE – This endorsement broadens coverage. However, coverage for any <br />injury, damage or medical expenses described in any of the provisions of this endorsement may be excluded or <br />limited by another endorsement to the Coverage Part, and these coverage broadening provisions do not apply to <br />the extent that coverage is excluded or limited by such an endorsement. The following listing is a general cover- <br />age description only. Limitations and exclusions may apply to these coverages. Read all the provisions of this en- <br />dorsement and the rest of your policy carefully to determine rights, duties, and what is and is not covered. <br />A.BLANKET ADDITIONAL INSURED <br />B.EMPLOYEE HIRED AUTO <br />C.EMPLOYEES AS INSURED <br />D.SUPPLEMENTARY PAYMENTS – INCREASED <br />LIMITS <br />E.TRAILERS – INCREASED LOAD CAPACITY <br />F.HIRED AUTO PHYSICAL DAMAGE <br />G.PHYSICAL DAMAGE – TRANSPORTATION <br />EXPENSES – INCREASED LIMIT <br />A.BLANKET ADDITIONAL INSURED <br />The following is added to Paragraph A.1., Who Is <br />An Insured, of SECTION II – COVERED AUTOS <br />LIABILITY COVERAGE: <br />Any person or organization who is required under <br />a written contract or agreement between you and <br />that person or organization, that is signed and <br />executed by you before the "bodily injury" or <br />"property damage" occurs and that is in effect <br />during the policy period, to be named as an addi- <br />tional insured is an "insured" for Covered Autos <br />Liability Coverage, but only for damages to which <br />this insurance applies and only to the extent that <br />person or organization qualifies as an "insured" <br />under the Who Is An Insured provision contained <br />in Section II. <br />B.EMPLOYEE HIRED AUTO <br />1.The following is added to Paragraph A.1., <br />Who Is An Insured, of SECTION II – COV- <br />ERED AUTOS LIABILITY COVERAGE: <br />An "employee" of yours is an "insured" while <br />operating a covered "auto" hired or rented <br />under a contract or agreement in an "em- <br />ployee's" name, with your permission, while <br />performing duties related to the conduct of <br />your business. <br />2. The following replaces Paragraph b. in B.5., <br />Other Insurance, of SECTION IV – BUSI- <br />NESS AUTO CONDITIONS: <br />b.For Hired Auto Physical Damage Cover- <br />age, the following are deemed to be cov- <br />ered "autos" you own: <br />(1)Any covered "auto" you lease, hire, <br />rent or borrow; and <br />(2)Any covered "auto" hired or rented by <br />your "employee" under a contract in <br />an "employee's" name, with your <br />permission, while performing duties <br />related to the conduct of your busi- <br />ness. <br />However, any "auto" that is leased, hired, <br />rented or borrowed with a driver is not a <br />covered "auto". <br />C.EMPLOYEES AS INSURED <br />The following is added to Paragraph A.1., Who Is <br />An Insured, of SECTION II – COVERED AUTOS <br />LIABILITY COVERAGE: <br />H.AUDIO, VISUAL AND DATA ELECTRONIC <br />EQUIPMENT – INCREASED LIMIT <br />I.WAIVER OF DEDUCTIBLE – GLASS <br />J.PERSONAL PROPERTY <br />K.AIRBAGS <br />L.AUTO LOAN LEASE GAP <br />M.BLANKET WAIVER OF SUBROGATION <br />Docusign Envelope ID: C150751F-A203-41BF-AE65-69B40B7EC3BC