Orange County NC Website
CGD 09 08 05 19 Includes copyrighted material of Insurance Services Office, Inc., with its permission. <br />Donegal Insurance Group <br />Page 3 of 8 <br />B.The last subparagraph under paragraph 2. <br />Exclusions as found in COVERAGE A. <br />BODILY INJURY AND PROPERTY DAMAGE <br />LIABILITY (SECTION I - COVERAGES) is <br />deleted and replaced by the following: <br />Exclusions c. through e. and g. through n. do not <br />apply to "property damage" to premises while <br />rented to you or temporarily occupied by you with <br />permission of the owner. Exclusion f. does not <br />apply to damage by fire to premises while rented <br />to you or temporarily occupied by you with <br />permission of the owner. A separate limit of <br />insurance applies to this coverage as described <br />in Section III - Limits Of Insurance and as <br />provided under the Broadened Damage To <br />Premises Rented To You Coverage. <br />C.Subject to the Each Occurrence Limit Shown in <br />the Declarations, the Limit of Insurance shown in <br />the Schedule above for Broadened Damage To <br />Premises Rented To You Coverage is the most <br />we will pay under Coverage A for damages <br />because of "property damage" to any one <br />premises, while rented to you or temporarily <br />occupied by you with permission of the owner. <br />The Limit of Insurance for Broadened Damage <br />To Premises Rented To You Coverage shown in <br />the Schedule above is in addition to any Limit of <br />Insurance shown in the Declarations for Damage <br />To Premises Rented To You. <br />III.ELECTRONIC DATA LIABILITY <br />A.Subparagraph p. Electronic Data under <br />paragraph 2. Exclusions as found in <br />COVERAGE A. BODILY INJURY AND <br />PROPERTY DAMAGE LIABILITY (SECTION I <br />-COVERAGES) is deleted and replaced by the <br />following: <br />p.Access Or Disclosure Of Confidential Or <br />Personal Information And Data-related <br />Liability <br />Damages arising out of: <br />(1)Any access to, or disclosure or theft of, <br />any person's or organization's <br />confidential or personal information, <br />including patents, trade secrets, <br />processing methods, customer lists, <br />financial information, an individual's <br />name, social security number, driver's <br />license number, state identification <br />number, credit card information, debit <br />card information, account number, <br />account histories, passwords, health <br />information, medical information, or any <br />other type of nonpublic information; or <br />(2)The loss of, loss of use of, <br />damage to, corruption of, <br />inability to access, inability to <br />transmit or receive, or <br />inability to manipulate <br />"electronic data" that does <br />not result from physical <br />injury to tangible property. <br />This exclusion applies even if damages are <br />claimed for notification costs, monitoring <br />expenses, forensic or investigation <br />expenses, public relations expenses or any <br />other loss, cost or expense incurred by you <br />or others arising out of that which is <br />described in Paragraph (1) or (2) above. <br />B.The following paragraph is added to SECTION <br />III - LIMITS OF INSURANCE: <br />Subject to 5. above, the Electronic Data Liability <br />Limit shown in the Schedule above is the most <br />we will pay under COVERAGE A for "property <br />damage" because of all loss of "electronic data" <br />arising out of any one "occurrence". <br />C.With respect to the insurance provided by this <br />endorsement, the definition of "Property <br />Damage" in the Definitions Section is replaced <br />by the following: <br />17."Property damage" means: <br />a.Physical injury to tangible property, <br />including all resulting loss of use of that <br />property. All such loss of use shall be <br />deemed to occur at the time of the <br />physical injury that caused it; <br />b.Loss of use of tangible property that is <br />not physically injured. All such loss of <br />use shall be deemed to occur at the time <br />of the "occurrence" that caused it; or <br />c.Loss of, loss of use of, damage to, <br />corruption of, inability to access, or <br />inability to properly manipulate <br />"electronic data", resulting from physical <br />injury to tangible property. All such loss <br />of "electronic data" shall be deemed to <br />occur at the time of the "occurrence" that <br />caused it. <br />"Property damage" does not include any <br />loss, cost or expense to correct any <br />defective, faulty or incorrect work performed <br />by you or by any contractors or <br />subcontractors working directly or indirectly <br />on your behalf. <br />For the purposes of this insurance, <br />"electronic data" is not tangible property. <br />POLICY NUMBER: CPP9259856Docusign Envelope ID: 55889BA8-C67F-4754-881E-630DCDB08991