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CAD 09 04 07 16 Includes copyrighted material of Insurance Services Office, Inc., with its permission <br />Copyright, Insurance Services Office, Inc., 2000 <br />Donegal Insurance Group <br />Page 3 of 6 <br />IV. BROADENED TRANSPORTATION EXPENSES <br />COVERAGE EXTENSION - ALL VEHICLE TYPES <br />Subparagraph a. Transportation Expenses under <br />paragraph 4. Coverage Extensions as found in <br />paragraph A. Coverage (SECTION III - PHYSICAL <br />DAMAGE COVERAGE) is deleted and replaced by <br />the following: <br />a.Transportation Expenses <br />We will pay per day up to the limit of insurance <br />shown in the Schedule above for Broadened <br />Transportation Expenses Increased Limits Per <br />Day, subject to the maximum limit of insurance <br />shown in the Schedule above for Broadened <br />Transportation Expenses Maximum Limit, for <br />temporary transportation expense incurred by <br />you because of the total theft of a covered <br />"auto". We will pay only for those covered <br />"autos" for which you carry either <br />Comprehensive or Specified Causes of Loss <br />Coverage. We will pay for temporary <br />transportation expenses incurred during the <br />period beginning 48 hours after the theft and <br />ending, regardless of the policy's expiration, <br />when the covered "auto" is returned to use or <br />we pay for its "loss". <br />V.BROADENED LOSS OF USE EXPENSES <br />COVERAGE EXTENSION <br />Subparagraph b. Loss Of Use Expenses under <br />paragraph 4. Coverage Extensions as found in <br />paragraph A. Coverage (SECTION III - PHYSICAL <br />DAMAGE COVERAGE) is deleted and replaced by <br />the following: <br />b.Loss Of Use Expenses <br />For Hired Auto Physical Damage, we will pay <br />expenses for which an "insured" becomes <br />legally responsible to pay for loss of use of a <br />vehicle rented or hired without a driver, under a <br />written rental contract or agreement. We will <br />pay for loss of use expenses if caused by: <br />(1)Other than collision only if the Declarations <br />indicate that Comprehensive Coverage is <br />provided for any covered "auto"; <br />(2)Specified Causes Of Loss only if the <br />Declarations indicate that Specified Causes <br />Of Loss Coverage is provided for any <br />covered "auto"; or <br />(3)Collision only if the Declarations indicate <br />that Collision Coverage is provided for any <br />covered "auto". <br />However, the most we will pay for <br />any expenses for loss of use is the <br />limit of insurance shown in the <br />Schedule above for Loss Of Use <br />Expenses Per Day, subject to the <br />maximum limit of insurance shown <br />in the Schedule above for Loss Of <br />Use Expenses Maximum Limit. <br />VI.The following is added to paragraph A. COVERAGE <br />(SECTION III - PHYSICAL DAMAGE COVERAGE): <br />5.Hired Auto Physical Damage <br />If hired "autos" are covered "autos" for Liability <br />Coverage under this policy and if Physical <br />Damage Comprehensive Coverage, Physical <br />Damage Specified Causes Of Loss Coverage, <br />or Physical Damage Collision Coverage is <br />provided under this policy for any "auto" you <br />own, then such Physical Damage Coverages <br />are extended to apply to "autos" you hire without <br />a driver, subject to the following provisions: <br />a.The most we will pay for any "accident" or <br />"loss" under this Hired Auto Physical <br />Damage Coverage is the lesser of: <br />(1)The limit of insurance shown in the <br />Schedule above for Hired Auto Physical <br />Damage Coverage - Any One Accident <br />Or Loss; <br />(2)The actual cash value, including an <br />adjustment for depreciation and <br />physical condition in the event of a total <br />"loss"; or <br />(3)The cost of repairing or replacing the <br />damaged or stolen hired "auto" with <br />other property of like kind and quality, <br />minus a $500 deductible. No deductible <br />applies to "loss" caused by fire or lightning. <br />b.Subject to the limit of insurance and <br />deductible provisions provided in paragraph <br />5.a. above, we will provide coverage equal <br />to the broadest Physical Damage Coverage <br />applicable to any covered "auto" shown in <br />the Declarations. <br />c.This Hired Auto Physical Damage <br />Coverage does not apply to any "auto" you <br />lease, hire, rent or borrow from any of your <br />"employees", partners (if you are a <br />partnership), members (if you are a limited <br />liability company), or members of their <br />households. <br />d.This Hired Auto Physical Damage <br />Coverage is excess over all other collectible <br />insurance. <br />POLICY NUMBER: CA9259856 Docusign Envelope ID: 55889BA8-C67F-4754-881E-630DCDB08991