Orange County NC Website
BUSINESS LIABILITY COVERAGE FORM <br />c.The wrongful eviction from,wrongful entry Work that may need service,maintenance, <br />into,or invasion of the right of private correction,repair or replacement,but <br />occupancy of a room,dwelling or which is otherwise complete,will be <br />premises that the person occupies, treated as completed. <br />committed by or on behalf of its owner, The "bodily injury"or "property damage" <br />landlord or lessor;must occur away from premises you own <br />d.Oral,written or electronic publication of or rent,unless your business includes the <br />material that slanders or libels a person or selling,handling or distribution of "your <br />organization or disparages a person's or product"for consumption on premises you <br />organization's goods, products or services;own or rent. <br />e.b.Oral,written or electronic publication of Does not include "bodily injury"or <br />material that violates a person's right of "property damage" arising out of: <br />privacy;(1)The transportation of property,unless <br />f.Copying,in your "advertisement",a the injury or damage arises out of a <br />person’s or organization’s "advertising condition in or on a vehicle not owned <br />idea" or style of "advertisement";or operated by you,and that condition <br />was created by the "loading org.Infringement of copyright, slogan, or title of <br />unloading"of that vehicle by any any literary or artistic work,in your <br />insured;or"advertisement"; or <br />(2)The existence of tools,uninstalled h.Discrimination or humiliation that results in <br />equipment or abandoned or unusedinjurytothefeelingsorreputationofa <br />materials.natural person. <br />20."Property damage" means:18."Pollutants"means any solid,liquid,gaseous or <br />thermal irritant or contaminant,including smoke,a.Physical injury to tangible property, <br />vapor,soot,fumes,acids,alkalis,chemicals and including all resulting loss of use of that <br />waste.Waste includes materials to be recycled,property.All such loss of use shall be <br />reconditioned or reclaimed.deemed to occur at the time of the <br />physical injury that caused it; or19."Products-completed operations hazard"; <br />b.Loss of use of tangible property that is not a.Includes all "bodily injury"and "property <br />physically injured.All such loss of use damage"occurring away from premises <br />shall be deemed to occur at the time of you own or rent and arising out of "your <br />"occurrence"that caused it.product" or "your work"except: <br />As used in this definition,"electronic data"is (1)Products that are still in your physical <br />not tangible property.possession;or <br />21."Suit"means a civil proceeding in which(2)Work that has not yet been completed <br />damages because of "bodily injury","property or abandoned.However,"your work" <br />damage"or "personal and advertising injury" will be deemed to be completed at the <br />to which this insurance applies are alleged. earliest of the following times: <br />"Suit"includes:(a)When all of the work called for in <br />a.An arbitration proceeding in which such your contract has been completed. <br />damages are claimed and to which the (b)When all of the work to be done at insured must submit or does submit withthejobsitehasbeencompletedif our consent; oryourcontractcallsforworkat <br />b.Any other alternative dispute resolution more than one job site. <br />proceeding in which such damages are (c)When that part of the work done at claimed and to which the insured submits a job site has been put to its with our consent.intended use by any person or <br />22."Temporary worker"means a person who is organization other than another <br />furnished to you to substitute for a permanentcontractororsubcontractor <br />"employee"on leave or to meet seasonal or working on the same project. <br />short-term workload conditions. <br />23."Volunteer worker" means a person who: <br />a.Is not your "employee"; <br />Form SS 00 08 04 05 Page 23 of 24 <br />DocuSign Envelope ID: 17579A7B-89F6-45AA-B34D-9D6BDE022562